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The Importance of a Legal Description in Real Estate Contracts  Form

The Importance of a Legal Description in Real Estate Contracts Form

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What is the importance of a legal description in real estate contracts

A legal description is a precise way to identify a specific parcel of land in real estate contracts. It provides a detailed account of the property's boundaries, location, and dimensions, ensuring that all parties involved have a clear understanding of what is being bought or sold. This description is crucial for avoiding disputes over property lines and ownership. It typically includes references to public records, such as lot numbers, block numbers, and survey details, which help establish the property's legal identity.

Key elements of a legal description in real estate contracts

Several key elements make up a legal description in real estate contracts:

  • Metes and Bounds: This method uses physical features of the geography along with directions and distances to describe the property.
  • Lot and Block: This approach refers to a specific lot within a recorded subdivision, often used in urban areas.
  • Government Survey: This method divides land into sections and townships, primarily used in rural areas.
  • Reference to Recorded Documents: Legal descriptions often cite previous deeds or surveys that provide additional context and verification.

Steps to complete a legal description in real estate contracts

Completing a legal description in real estate contracts involves several important steps:

  • Identify the Property: Gather all relevant information about the property, including its address and any existing legal documents.
  • Choose the Description Method: Decide whether to use metes and bounds, lot and block, or government survey based on the property's location and characteristics.
  • Draft the Description: Write the legal description clearly and accurately, ensuring it includes all necessary details to define the property.
  • Review for Accuracy: Double-check the description against public records and other legal documents to ensure it is correct and complete.
  • Incorporate into the Contract: Include the legal description in the real estate contract, ensuring it is prominently displayed and clearly linked to the property being sold.

Legal use of a legal description in real estate contracts

The legal use of a legal description in real estate contracts is essential for establishing ownership and facilitating the transfer of property rights. Without a clear legal description, a contract may be deemed ambiguous or unenforceable in a court of law. This clarity protects both buyers and sellers by ensuring that the transaction is based on a mutual understanding of the property involved. Additionally, a well-defined legal description is necessary for recording the transaction with local authorities, which is a critical step in the property transfer process.

How to obtain a legal description for real estate contracts

Obtaining a legal description for real estate contracts can be done through several methods:

  • County Assessor's Office: Visit or contact your local county assessor's office, where you can access property records and legal descriptions.
  • Title Companies: Title companies often provide legal descriptions as part of their services when conducting title searches.
  • Surveys: Hiring a licensed surveyor can provide an accurate legal description based on a detailed survey of the property.
  • Online Property Records: Many counties offer online databases where property information, including legal descriptions, can be accessed.

Examples of legal descriptions in real estate contracts

Examples of legal descriptions can vary widely based on the property type and location. Here are a few common formats:

  • Metes and Bounds Example: "Beginning at a point on the north line of Main Street, 100 feet east of the intersection with Elm Street, thence north 200 feet, thence east 150 feet, thence south 200 feet, thence west 150 feet to the point of beginning."
  • Lot and Block Example: "Lot 5, Block 2 of Green Acres Subdivision, as recorded in Plat Book 10, Page 25 of the Official Records of Anytown County."
  • Government Survey Example: "The Southwest Quarter of Section 10, Township 2 North, Range 3 East of the Principal Meridian."

Quick guide on how to complete the importance of a legal description in real estate contracts

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