Get And Sign Dealer Payoff Authorization Form 2007-2021

There are some good answers here. But mine is for future reference. Next time you get a loaner, do a walk around of the entire vehicle when you pick it up and when you drop it off. This saved me from being blamed for existing damage on a rental car a few days ago. It’s simple to just pull your camera or cell phone out. Covers your a—.I was blamed for damage on a loaner car once. The service advisor failed to have me sign the inspection form verifying everything was fine on the vehicle and that there was no damage. I told this to the service manager and never heard from them again.One time a few years ago, I rented a car and there was damage all on the lower front of the bumper. The associate promised that he noted it in the system. Almost a MONTH after I returned the vehicle, I got an e-mail from Sixt (never again!) that I needed to immediately fill out an accident report so that they could start assessing what I owed them. I replied saying that there was pre-existing damage, that the employee saw it and said he noted it, and that my friend and I would be willing to sign sworn affidavits attesting to such. I refused to fill out any forms. They never emailed or contacted me again.Next time, just record. Way easier.

As a cash buyer 100% of the time, I've actually found it more difficult to negotiate with dealerships.Dealers make a kickback on the financing, which can mean anywhere from a few hundred to a couple thousand dollars extra going back to the dealership on the back end, in the form of a referral fee from the bank. When you're paying cash, they're guaranteed not to get this fee - and as a result, they tend to have less wiggle room in the price.If you're trying to negotiate price, I've found it's better to do it before bringing up payment. If they ask how you're paying, just tell them you aren't sure yet - they aren’t expecting you to be a cash buyer, so when they hear that they will just think that means you haven’t arranged financing yet. If they push you to fill out a credit app before a final price has been agreed, push back and tell them you aren't going to bother with that until you know what the final price is.Walking in announcing you're a cash buyer limits your negotiating power - if you aren't ready to make a reasonable up front offer, don't reveal you're paying cash until the last possible moment. Truth be told, even then it won't always work - franchise dealerships will usually honor the agreed price, but I've had small and classic dealers back out of a deal once they found out I was paying cash, and claim they can't sell me the car at the agreed price unless I used their financing.Today I don't really haggle anymore. I pick my target number after doing my homework and walk in with a take it or leave it offer; “I need to be at $X out the door including all fees, cash deal, no trade. Talk to your manager and see if he will take it, I can't go any higher.” If they come back higher, walk away. Sometimes they take it, sometimes they don't.Sometimes they’ll tell you that you should finance it and then just pay off the loan (so they can get their commission), but don’t do this since most auto loans have an early payoff penalty - usually equivalent to the commission they paid the dealer.

Payoff.com is a social finance platform enabling communities to fulfill their individual and collective dreams. We launched public beta in January 2011 and have collected 1,000+ dreams, of which over 90% are related to money. Payoff helps people fund their dreams and signNow their goals, like saving for a house or vacation, adopting a child, paying off credit cards, and starting a business, in addition to connecting them with other people working towards the same things. The current product enables users to share their dreams, set up goals, link and track financial accounts, earn badges, and receive cash Sur-Prizes for progress. We provide tools from top-quality partners, as well as educational content to help move users to action and success. Ultimately, we provide a more intuitive way for users to understand how they are spending their life -- it’s not about the dollars, but it’s about the positive use of money, time, talent, and charity. We aim to own dreams and achievement on the web.  Payoff will create meaningful social connections and dialogue through dreams, goals, implicit communities based on personal transactions (the “real-life check-in”), and our partners.  In addition, our relevance and recommendation engine is guided by a Science Advisory Board, with leaders from Cal-Tech, USC, and Northwestern. We recognize that achievement and financial behavior, like most decisions, is driven by emotions, not budgets and lists, and we are signNowing people in this emotional space. One user told us, “I feel more encouragement from these badges than I think you will ever know.  I'm not the most emotional person but I have been so poor for most of my adult life trying to get through school that the day  [the] "STASH" badge was awarded to me I cried!” Payoff is founded by Scott Saunders (Walz Group, Inc 500) and Eden Warner (pre-revenue to profitability CFO at Fandango), along with folks from Yahoo! and SpotRunner. You can view a video about us at and contact us at scott@payoff.com. Also, check out what folks are saying: AOL WalletPop: http://www.walletpop.com/2011/01...Business Insider: http://www.businessinsider.com/p...U.S. News Money: http://money.usnews.com/money/bl...

Did you know that a million dollars in U.S. currency weighs just ten kilograms? It's true. A freshly-minted $100 bill weighs in at slightly over a gram, and 100 of them is ten thousand dollars. 100 of those stacks, and there's your million.It’s not often that 10 kilograms - 22 lbs of anything can change your life. But on February 25th, 2014, that’s exactly what happened.  Day 1: $1,000,000 As the man in the gray suit walks away, I shout after him “Hey, come back here. Who are you? What’s this all about?” He does not look back and quickens his pace. Between the choice of chasing down a stranger, or securing what appeared to be stacks of currency, I chose the currency. We can resolve the issue of his identity later, but a loose sack of cash is, well, a loose sack of cash. I look through the contents again. Bundles of US$100 bills, stacked a hundred bills deep, wrapped in standard $10,000 bank bands. A quick count revealed that there were precisely a hundred of those stacks in the bag, and spot-check riffle-counts of the $10k bands suggest that there are no short-stacks within. These were full bands of $10,000 apiece of non sequential USD$100 bills, and I was holding what appears to be a million even in cash. And it feels like just as many question are swirling in my head, as I feel my pulse pounding in my skull. Who was that guy? Why me? What is this all about? But the most urgent thoughts swim past the dizzying deluge of unanswerable questions. Fakes. It’s one thing to inadvertently be the recipient of counterfeit currency; as you’re reading this very sentence, a clerk at a retail store somewhere in your city just accepted a counterfeit bill and made change from the real money in the till.  But to be in possession of a life-changing amount of counterfeit currency of the United States of America? Well, that’s sort of thing that can bring the full might and wrath of their law enforcement apparatus on your head. My emotions swing wildly between the elation of instantaneous wealth, and sheer terror that I was minutes away from being snatched from my home and corralled into a Federal holding cell, where I will grow old within its walls. Terror was the stronger of the two emotions, and I quickly went to work. First things first: the bag had to go. If there is a GPS tracking device embedded in its seams, it would take too long for me to root it out. Better to incinerate it, and make sure that whatever trail it was laying stops at a dead-end for its pursuers. I pour the stacks of bills into an empty duffle back from my garage, and lock the bag in my condo. There’s an abandoned marina just a mile from my home and I get in my car and drive straight to the docks, at the top of the posted speed limit. After pouring enough Kerosene on the bag to see the shimmering mist of petroleum evaporate above it, I lit a book of matches and threw it in the middle of the mass. A satisfying “Whoomph” lights up the fire, and I watch the edges of the bag curl and burn - sizzling in the midmorning sun. As the remnants of the bag’s embers swirl around the scorched mark on the docks, I drive back to my condo, pulse still pounding in my skull.I still haven’t figured out if the bills are real or not, but if this morning’s bag-drop was an attempt to pin a piece of deeply incriminating evidence bearing a tracking device … well that plan has been thwarted. Or delayed, at the very least. What do I do? What should I do? Call the authorities? Consider how it would sound: “Hi, Police? Somebody dropped a million dollars in cash at my home. I don’t know if it’s fake or not. Please help.” Would you believe such a ridiculous story? I wouldn't. Any reasonable law enforcement dispatcher would consider the caller legally insane, and I'd be arrested on the spot and sent to psychiatric care. If the money was real, it’d be seized and I'll never see it or spend it. If it was fake, they’d find a way to stick “possession of counterfeit currency” charge on me, and I'll be shoved into a Federal concrete box, draining the best years of my life away, only to be released when I can’t chew solid food any more. No. The only recourse is to handle this myself. I call an old college friend practicing criminal defense law in New York City: “Hey Roger, it’s Kai. How’ve you been?” “I'm cool. It's been a while. What’s up man.” “We should catch up soon in person. But I’m calling because I need something.” “Ok, shoot.” I swallow hard - it’s difficult to even say the words: “Who’s the best CrimDef lawyer you know in California, who defends against Federal charges?” A moment. His voice lowers noticeably. “Shit, man. You in some kind of trouble?” “I’m not sure yet.” I said, truthfully. “But I need someone experienced and smart ... someone who you’d hire, if you’re facing serious attention from the Feds." He lets out a long exhale. “Vincent King. Former rockstar DOJ prosecutor in D.C. Had a change of heart halfway through his rotation in Maryland, when he was securing Life sentences for “interstate drug transportation” charges on young Black kids who were busted muling for the cartels. Was offered a fast-track promotion straight to the U.S. Attorney’s office but went rogue. He set up independent shop in San Francisco, fighting Fed cases. Heavy hitter clients, but makes a point of refusing to represent anyone accused of murder or human trafficking. Intimate knowledge of Federal prosecutorial procedures and evidence-collection protocol. Smart. Methodical. Very expensive.” “Perfect.” “I did mention ‘very expensive?’” “You did.” “I’ll send his contact information now.” =================================“I’m sorry - Mr. King is in court all day and won’t be back in the office. His earliest appointment is tomorrow morning after a client meeting. Shall I book him for 11am for you?” “Yes, thank you Marta.” “We’ll see you tomorrow at 11 then.” I look at the digital clock in my kitchen -  it reads 10:44am. Just me and a stack of bills which may or may not be fake, no formal legal representation for over 24 hours. It’s going to be a long day. Taking even a few of these bills to a bank to corroborate their authenticity is out of the question. If a bank officer confirms they are fraudulent, I’ll be arrested on the spot, and since I haven’t hired counsel, I’d be at the mercy of the Public Defender’s Office - the most overworked and underpaid division of the American Criminal Justice system. No, thank you. The next number I dial is an old friend, Robert Kendrick, sole proprietor of ‘Secher Nbiw - The Golden Path,’ a gold bullion dealer with a whimsical Dune reference in the name of his shop. I’ve known Robert for over a decade; his business deals in large amounts of (mostly) legal cash. By necessity, he has a high-end currency counter/ counterfeit detection device in his office, which can swiftly count and verify large sums of money with precision. “Bobby, it’s me.” “Hey, what’s up.” “Can I come to your office - like right now?” “Sure, what do you need?” “I, uh, came into some money. Long story, and I really don’t want to get too much into the details … but I’m wondering if you’d be willing to run the bills through your counter for me? I’m not 100% sure they’re real, and I’d like a discreet way of verifying them. If they are, I’m going to pick up some bullion as well.” “Sure man. Happy to help. How much money are we talking about?”“$60,000” I flinch at that - I hate lying to friends, but at this point, I have no idea who to trust. Though if you want to be technical about it, I did come across $60,000. I am just simply not telling Kendrick about the other $940,000 that accompanied the $60k in the satchel that dropped into my life just three hours ago. “Come on by.” I pull apart a few $10,000 currency bands and start plucking random $100 bills from the middle of every 10k stack to assemble a randomized sample of the entire million. 100 bills, wrap it up. 100 bills, wrap it up. 100 bills, wrap it up. Three bands, thirty thousand dollars, randomized and fully assembled to be tested for authenticity. “Half” of my alleged $60k windfall. The rest of the loose bills are refolded back so there remains 97 stacks of $10k racks, re-wrapped and properly sorted. In 30 minutes, I will figure out if I’m rich, or holding on to enough illicit contraband to send me to Federal Prison for the rest of my life. =============================The Golden Path, like most bullion dealers, work out of small, highly secured office covered by multiple layers of security. At any given moment, Robert may have several hundred thousand dollars in cash or gold, silver and platinum bullion on the premise, it pays to be careful. One of the few civilians in California with a Concealed Carry Weapons permit, Kendrick and I met on pistol gun range ten years ago; we bonded over shooting .45 ACP slugs down-range. He and I spent countless hours debating the relative merits of his preference for single-action 1911s, vs my bias toward double-action SIG-Sauer P220s. In the bullion business, you learn to know the boundaries of money-laundering laws, and know how to walk right up to the edge without triggering reporting thresholds. Drop US$10,000 in cash or more at a car dealership, bank or bullion dealer in a single day’s transaction, and the U.S. authorities gets very interested in the source of your funds. By law, these business that receive such sums of cash must fill out invasive forms to tie the transaction to you and your Social Security Number. Keep cash transactions below US$10,000, and you can avoid much of that intense scrutiny. “Welcome back man. I haven’t seen you in a while.” A discreet man, Kendrick does not inquire further about the source of the cash. In the business of buying and selling gold bullion, you learn to comply with the letter of the law, while avoiding conversational topics that can jeopardize one’s own plausible deniability. While his clientele is mostly legitimate, I’m certain the most lucrative of his customers are criminals - and he smart enough to know not to ask the sort of questions that open up a line of liability for him.  So long as the proper theatrics of anti-money-laundering protocols are observed, everyone is technically in the clear. I hand him the three $10k stacks and he pulls the bands off them and puts the entire block in his high-speed currency counter. After a second, the machine spools up and the digital counter swiftly runs from zero to three hundred. Thirty thousand dollars. “It’s real.” It’s real. His words hang in the air for a moment, and it takes a moment for them to sink in. One million dollars. Genuine currency of the United States of America, the most recognized and accepted form of money in the world - denominated in crisp, non-sequential bills. I hold my face as neutral as possible, but my excitement made me slightly dizzy, and I am glad I was sitting down. “What’s the spot price of Gold today?” Kendrick’s eyes drift to his laptop computer, where the current day’s commodities prices were fed to him via a live stream. “$1334 Ask, $1335 Bid.” I nodded my understanding.Precious metals bullion trade in troy ounces, and prices are quoted on a per troy oz basis; depending on the specific type of bullion (bars, coins, make), there are different markups from the quoted price. Depending on the specific form, Gold is typically marked up by USD$20 to $60 over the day’s quoted Bid price, and sells for $5~10 over the Ask. “What do you have in inventory right now for gold?” “The usual. South African Kugerrands. American Eagles. Canadian Maples. Oh, I do have a lovely Credit Suisse 5oz bar that somebody just sold to me, and I’m happy to let it go for $25/oz over spot.” I quickly did the mental math calculation. With the hard-cap spending limit of $10,000 before I trigger any mandatory anti-money-laundering signNowwork, $1335/oz works out to about seven troy ounces of bullion I can buy, without forcing Robert to fill out invasive forms about me and my identity. “I’ll take the 5oz Credit Suisse bar, and two American Gold Eagles.” Kendrick pulls out a calculator and taps in the numbers, “So five troy ounces at 25 over spot plus Eagles at $50 over spot works out to nine thousand six hundred and -“ “Take ten grand and keep the change.” I interrupt. “I will be back for more.” He raises his eyebrow, but says nothing. “Thank you. I’ll be right back.” He counts back $20,000 and hands it to me, taking the $10,000 in the back room of his office and returning with the 5oz Swiss bar and two heavy 1oz American Eagles, along with a receipt for US$9675. I pause for a moment and hand him back one of the $10,000 stacks. “I know the limit is $10k in transactions per day. Consider this pre-payment for a purchase tomorrow. Your call, on a mix of anything up that totals up to $9500. Keep the rest for you and Katie.” A barely-perceptible smile flickers across his face, then his face was clear again. “Sure thing.” There’s nothing like the feeling of holding physical gold - the density, color and heft of the metal is like no other substance on earth, and it is no wonder that since its discovery, every culture on Earth treated gold with awe and respect. With 18 hours left before I can understand my legal options, there’s only two things I know for certain: 1. The money is real. 2. At least one person knows exactly where I live, and where the money was dropped off. I need to get mobile. I need to get mobile and off the grid ASAP.... to be continuedIf you'd like to be the first to get updates to this story, please add me kai chang 張敦楷 (kaichang) on Twitter. Part 2 (of 10) is being written right now, will be announced on Twitter. Please follow for updates on the saga of the Quora Millionaire! :D

NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative.   You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions:  How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... >   Answers to frequently asked questions:  - Soldiers and their loved ones are not charged money so that the Soldier can go on leave.  - Soldiers are not charged money for secure communications or leave.  - Soldiers do not need permission to get married.  - Soldiers emails are in this format: john.doe.mil@mail.mil < Caution-mailto: john.doe.mil@mail.mil > anything ending in .us or .com is not an official email account.  - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses.  - Military aircraft are not used to transport Privately Owned Vehicles.  - Army financial offices are not used to help Soldiers buy or sell items of any kind.  - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops.  - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country.  Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you.  We would urge you to immediately cease all contact with this individual.  For more information on avoiding online scams and to report this crime, please see the following sites and articles:   This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/>   CID advises vigilance against 'romance scams,' scammers impersonating Soldiers  Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 >   FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx>   U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...>   DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...>   Use caution with social networking  Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...>    Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >.  The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056.   If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not.  If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is:  Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357  In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately.  Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)

How To Pick Out The Best Battery For a Solar Panel System, Battery Bank, or Off-Grid SystemHave you ever wondered how to pick out the best battery(s) for your solar panel system (or off-grid energy system)? Or have you wondered what makes one deep cycle battery better than another? If so, this article will answer these questions and give you specific things to check on before buying your new battery (to ensure you get the most bang for your buck)!When choosing a battery (or batteries) for your solar panel system, there are three categories of batteries that work best. So in this article we will:Part 1) Quickly compare the three main types of solar batteries (lead acid, saltwater, and lithium).Part 2) Compare the components of batteries, such as: depth of discharge, capacityand power, efficiency, battery life, and manufacturer.By the end of this article you will know exactly how to pick out the best battery for your solar system! So let’s get started…Part 1) The Three Best Types Of Batteries For Solar Systems:The best type of battery for your solar panel system will depend on what you’re looking for. There are three battery types that work exceptionally well; however, each battery type has pros and cons. So the first decision to make is the type of battery that will fit your system.Lead Acid BatteriesLead acid batteries are among the longest-used and most reliable batteries in existence. They are the cheapest option but you trade cost for battery life and depth of discharge. But for homeowners needing lots of storage for a lower cost, or if you are just making the move to a solar system, lead acid may be a very good option.Saltwater BatteriesSaltwater batteries are more expensive than lead acid batteries, but also have a greater lifespan. Unlike lead acid batteries, saltwater batteries are essentially brand new to the market and remain both somewhat untested and harder to come across. Of the three types of batteries, saltwater has the greatest depth of discharge, so you’ll get the most output per charge before needing to recharge.Lithium BatteriesLithium batteries are the most expensive and the longest lasting of the three types of solar batteries. Their depth of discharge is less than that of a saltwater battery, but more than that of a lead acid battery. Comparing all three options, the lithium battery is probably the highest rated, but also the least accessible cost-wise.Part 2) Compare the components of batteriesOnce you’ve picked the best battery type for your solar panel or off-grid system(that meets your system’s needs), there are components to explore to find the ideal battery for your system.CostCost is probably one of the more obvious components. But the old saying, “you get what you pay for” holds true when buying batteries as well. In some instances though, certain batteries may be overkill for your system so the most expensive battery may not be the best choice always.Battery Life and WarrantyFor most systems, a battery will cycle daily, meaning it will charge and drain regularly. With each cycle, the battery’s ability to hold the same charge lessens slightly. So one component to consider is the warranty on the battery that guarantees a certain number of cycles of useful life.Depth of DischargeDepth of discharge is how much you can drain the battery down before needing to recharge the battery without harming its life. Certain solar batteries can be depleted further than others, allowing for more use between charging. Essentially, a battery with a 90% depth of discharge per cycle will provide more battery power per charge than a battery with less.Capacity and PowerMeasured in kilowatt hours (kWh), capacity is the amount of energy a battery can store over time. More literally, capacity is how much energy (measured in kW) a battery can store over time. The more capacity a battery has, the more power it can store.Power is how much energy a battery can provide at a given moment. A battery with both a high capacity and high power can run a large system for several hours; a battery with low capacity and high power can run a large system but only for a short time.EfficiencyEfficiency is the amount of energy used compared to the amount of energy it took to store said energy. Batteries require power to charge and efficiency compares the energy taken to charge a battery with the amount of energy that the charged battery produces. The higher the efficiency, the more cost-effective the battery.ManufacturerThis may not be a component most would consider, but it is something to pay attention to. As with other technology, there are both trusted brands and start-up brands. A trusted brand comes with known flaws and benefits; a start-up brand can perhaps have better technology, but can also have yet unknown technological issues. Depending on your system needs, you may decide to go with a well-reviewed company or one that is brand new to the market.Part 3) What happens when your solar batteries start to die?If you follow this article you should be able to compare batteries and pick out the best battery for your solar system’s needs.But your new solar batteries won’t last forever. So what can you do? …and what can you do when your batteries actually die? Well, that’s where our battery reconditioning course comes in! You can use it to bring nearly any type of dead battery back to life again – including solar batteries, marine batteries, car batteries, forklift batteries, plus many other types. If you’d like to watch a new presentation about our course, you can see it here for a limited time.

Knowing how to buy a car in Dubai will allow you to access a market full of luxury cars at affordable prices or, at least, lower than in Europe and other neighboring countries.5 Tips When Buying a Used Car in Dubai, UAEThe city of Dubai in the United Arab Emirates attracts people from all over the world due, in part, to the income of non-tax residents. Owning a car in Dubai is a must, because the city's residential center is quite distant from the commercial and business areas.There is not much in the way of public transport. Dubai residents will find that they can buy either new or used vehicles with relative ease, but they will have to follow a series of points and steps to do so.Eight Steps to follow:Step 1:The first thing is to locate the car model that you are interested in, what you can do through the Internet, thus searching between new and used cars. It is also very common to hold auctions in Dubai with second-hand luxury cars that their previous owners have not been able to pay. Although as a general rule they are much cheaper than in Europe, find out how much the same model costs in this country.Step 2:Once you have made the decision, you should know that you have to meet two very important requirements to buy a car in Dubai:Have a residence visa.Dubai requires vehicle buyers to own a residence visa. Residents of Dubai can obtain the required documentation for residence visas through their employers.Possess a driver's license from the UAE or an international license. Anyone who buys a car in the UAE must have a valid UAE driver's license. Citizens of other countries can use their driver's licenses to obtain a license from the UAE without a driving test. They have to fill out an authorization form in Arabic, pass an eye exam in Dubai, have a passport from their country of origin and pay a fee.Step 3:You can find used cars for sale published in newssignNow ads or on the Internet. They can also buy a used car from car dealerships. In addition, you can bid on a used car at an auction.Step 4:Car retailers of new and used cars offer buyers the opportunity to finance their purchase. The terms of the car loans are between one and four years.Step 5:Car buyers who need financing could also get a loan through their bank. The bank will offer the loanee with a series of deferred payment checks that must be given to the dealer once a month.Step 6:The buyer of a used car in Dubai must transfer ownership. The current and previous owner of the car must fill out an application in the Traffic Police, and present the car license plates, registration card, insurance certificate and proof the previous owner has no outstanding debt in the car in order to transfer ownership.Step 7:Any person who owns a car in Dubai should have it insured. The owner can purchase insurance through an insurance company for approximately four to six percent of the value of the vehicle. Car owners must have a driver's license from the UAE, a passport and a car test registered with the previous owner or car dealer to buy insurance in Dubai.Step 8:Once the car is insured, it must be registered. The car dealers will help the new owner with this process for new and used cars.

Your payoff amount is different from your current balance. Your current balance might not reflect how much you actually have to pay to completely satisfy the loan. Your payoff amount also includes the payment of any interest you owe through the day you intend to pay off your loan.

A payoff letter is a document that provides detailed instructions on how to pay off a loan. It tells you the amount due (including interest charges up to a specific date), where to send the money, how to pay, and any additional charges due.

An auto loan payoff letter is just a way to prove that you have paid in full for a car. If you are selling your vehicle, often the buyer will ask to see the letter as proof that the car is owned free and clear, and does not have any liens against it.

Under federal law, the servicer is generally required to send you a payoff statement within seven business days of your request, subject to a few exceptions.

The payoff amount exceeds the mortgage balance, but usually not by much. It includes any missed payments, late fees and the mortgage interest owed through the anticipated payoff date. The payoff date is the day you pay the full payoff amount, or the day the bank posts a mailed, couriered or wired funds to your account.