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hey what's up everybody I wanted to make this quick video real quick about 1099 cancellation of debt forms that some of you may be getting in a this is a really jumping off real big right now because a lot of people probably had had cancellation of debt either from student loans or credit card companies where the company just said we're gonna you know in it what I think people get confused about it they're like if they wrote off the debt how are they able to come after me for it if they wrote it off they're thinking that it was cancelled and that's what I've been trying to get across to people just because the company writes off a debt or charges it off that's nothing but a legal technicality that all companies have to do for loans at our thurber because they have investors that they have to do they have to report to and they have to say what happened with these loans and they give it's usually a six month period before they have to write it off in an a when they redo the reporting the

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