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Parents to Child with Reserved Life Estate in Form

Parents to Child with Reserved Life Estate in Form

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[Music] can you transfer the title of your property to your children so there's two different answers one if you own your property free and clear yes you can do it we definitely definitely recommend that you get a a real estate attorney that knows the ins and outs and which property forms to file with the state they need to be recorded and again if you own the property free and clear you are able to do that there's nothing hindering you from doing that however if you have a loan on the property you definitely definitely are not able to transfer title to anyone else without permission of the lender now most lenders are going to say no because if the children are not on the note instrument there it specifically says on the note that they're not also allowed to be on title so a way around this and again you want to consult a attorney on this but a way around it is to create a a trust and then the the children could be a beneficiary of the trust now you want to make

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