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Consumer Protection FDIC Law, Regulations, Related Acts Form

Consumer Protection FDIC Law, Regulations, Related Acts Form

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welcome and thank you for standing by at this time all participant lines are in a listen only mode after today's presentation you will have the opportunity to ask questions and at that time you may press star then one on your phone keypad to ask a question and Conference today's conference is being recorded if you have any objections to this you may disconnect at any time and now I would like to introduce your host for today's conference call director Mark Pierce division of depositor and consumer protection sir please go ahead great uh good afternoon everyone uh thanks for joining us today for our presentation on the overdraft payment supervisory guidance we issued in November of last year uh this guidance is directed to encouraging institutions to monitor the risks of automated overdraft programs and to take actions to mitigate those risks especially regarding excessive usage of automated overdraft programs uh by way of background Last Summer the FDIC issued g

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