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What is the most selfish act you have ever witnessed?When I was twelve, my dad died. I have five siblings and we ranged at the time from seven years old to eighteen. The eldest was leaving for college that week, but came back and spent the year at home at my mom's request.Before Dad had been dead a whole month, my mom started sort-of dating a sort-of homeless guy (he had been homeless and then was living in an RV on someone's property as their caretaker) my family had helped before (we volunteered for years prior to this at the local homeless shelter).A month. Our father had died of unexpected of complications from heart attacks just a month prior. We four youngest didn't know what was going on at first and she didn't let our older two siblings know. All we knew was that almost every night mom would have us get in the van, and she'd be in her pajamas and robe, and we'd drive down to his place and she'd send us to go play in the yard while she "said goodnight" and "ministered" to him.Eventually she'd come out with a shit-eating smirk, load us up in the van and drive back home.Less than two months after that she moved him into the house and started claiming they were married to everyone. (They weren't.)Why this was so incredibly selfish was because we weren't allowed to grieve anymore after that. We all had to be happy because mom had a new boyfriend-then-husband, and we all felt like we couldn't even talk about Dad anymore. Mom still talked about him but only to force our good behavior, ie: "You are all such terrible children! Your father wanted you to be raised this way and I've sacrificed so much for you...!" He wasn't even a good stepdad. He could have been worse, sure, but he'd fight with mom then storm out of the house and she'd blame it on us.Less than six months after my dad died he and my mom went on a drive and left me to change a curtain rod. I was still twelve and very small for my age, and I couldn't signNow the curtain rod. I tried, hard, but I kept falling off the back of the couch. They got back and saw that I hadn't done it, so the step-dad kept saying to me "Hah, I knew you were useless." while laughing and repeating it over and over like it was hilarious. I lost my temper and said "You're just a fat old man!" (he was 13 years older than my mom so he seemed quite elderly to me.) He, in front of my mother who had been laughing at his denigration of my handyman attempts, grabbed me, shook me hard, and screamed in my face "You stupid little b***ch!" and stormed out of the house.Mom then spanked me for trying to ruin her marriage.I just wanted my dad back, but I couldn't even say that because what if it made the step-dad feel bad?
What challenges do private investigators face?As someone who has been in the business since 2001, I can attest to the fact that private investigators face a lot of challenges. From the mundane to the life-threatening, it will vary depending on the individual’s specialty, his geographical location, his status within his agency and other factors.If the private investigator is just an investigator (and sometimes I wish I were — more on that below), his greatest challenges are mostly going to be directly related to the cases he is assigned to. For example and in no particular order:Running surveillance on someone who is “surveillance conscious” (in other words, looking over their shoulder/in their rear-view mirror to see if they are being followed). This might be because the subject of the surveillance has had prior training (we recently surveilled a cheating NYPD detective), because they’ve been tipped-off by someone or perhaps the subject is just paranoid in general and ALWAYS thinks they are being followed.Doing database/courthouse research (for a locate or a background search) when the client has provided very minimal or even incorrect info as a starting point. We have excellent (non-public) databases at our disposal but the old expression, “garbage in, garbage out” still applies. For example, a client asked us to locate a man she had met (and been charmed by) at an out-of-state business conference. All she could tell us was his (quite common) name, David Johnson, his age, 37, and his (very large) city of residence. After days of unsuccessful research, we finally (and semi-miraculously) located her mystery boyfriend who turned out to be Arnold David Jonson (he goes by his middle name), age 42 (he had lied about his age). At least she got the city right.Getting used to people being mad at you. I suppose this also happens if you’re a dentist or an A/C repairman but I’m guessing those guys seldom if ever have people threatening to (and, in some instances, attempting to) physically injure them. Whether it’s an infidelity investigation, a bodyguarding gig, a fake injury scam or a child custody clash, in the P.I. business, most cases dictate that someone — usually the adversary of our client — ends up getting the short end of the stick. And, often, they don’t take it well.Assuming that the private investigator is also a manager or owner (keep in mind that most P.I.s are one-man-shows so the investigator, manager and owner are all the same guy), he will have another category of headaches (challenges) with which to contend. My partner and I are co-owners of our agency and have been since the beginning. We now have other investigators working for us so, although we still try to share in the fun stuff (the actual, street-level investigations) as much as possible, more and more we find ourselves dealing with the administrative challenges of the P.I. world:The signNowwork. Like any business (and probably more so than some) private investigation entails a lot of signNow pushing. There are certifications and licensing required, insurance, bonding, association memberships, bookkeeping, taxes, etc. And this is all just the “bureaucratic” end of it. The proposal-writing, invoicing and reporting to the clients is another huge time-eater. If you run a fairly large agency like my partner and I do, these desk-bound chores can take up the majority of your day. And trust me, no one gets into the private investigation business because they love to fill out forms!The clients can be a handful. Dealing with unreasonable, emotional and unstable clients is part of the game. I’m convinced that a private investigator draws more “difficult” (I’m trying to be diplomatic here) clients than any other professional apart from, maybe, psychiatrist. People often come to us in a very agitated state. Someone has lied to them, ripped them off or otherwise deceived them and their nerves can be pretty raw and the P.I. they hire can be a convenient target. Add to that the crazy, illegal, immoral or impossible things they see investigators do on their favorite television show (Spoiler Alert: TV’s not real) and handling some clients becomes a nightmare.The growing (largely unqualified) competition. I have no actual, statistical evidence of this but I suspect that there may be more unqualified P.I.s (aka, wannabes) than there are in all other professions combined. The reason? It’s a fantasy occupation for many kids growing up in a world that glorifies the exploits of fictional investigators like Magnum, P.I., Dirk Gently and Sherlock Holmes. Moreover, it’s an occupation that tempts newcomers to “fake it until you make it”. A teenager who dreams of being a rock star or a pro football player either has what it takes or he doesn’t. You can’t sort of be an astronaut. But anyone with a computer and a Nikon can pretend to be a well-trained, licensed, experienced investigator even if they are none of the above. They can even advertise on Facebook or Craigslist or the bulletin board at Starbucks and, perhaps, draw in some naive, paying clients. This does two things. It drives down revenue industry-wide when the newcomer operating out of his parents’ basement offers unrealistically low prices. Secondly, it damages the overall reputation of the profession when the aforementioned phonies inevitably screw up their clients’ investigations. I’ve lost track of the number of prospective clients who have told us, “I’m tempted to hire your agency but that last P.I. ripped me off bad!”For more on this topic, see my response to a previous, related Quora question: Brad Robinson's answer to How dangerous is it to be a private investigator?Home#DetectiveChallenges
Do military members have to pay any fee for leave or fiancee forms?NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative. You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions: How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... > Answers to frequently asked questions: - Soldiers and their loved ones are not charged money so that the Soldier can go on leave. - Soldiers are not charged money for secure communications or leave. - Soldiers do not need permission to get married. - Soldiers emails are in this format: firstname.lastname@example.org < Caution-mailto: email@example.com > anything ending in .us or .com is not an official email account. - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses. - Military aircraft are not used to transport Privately Owned Vehicles. - Army financial offices are not used to help Soldiers buy or sell items of any kind. - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops. - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country. Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you. We would urge you to immediately cease all contact with this individual. For more information on avoiding online scams and to report this crime, please see the following sites and articles: This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/> CID advises vigilance against 'romance scams,' scammers impersonating Soldiers Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 > FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx> U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...> DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...> Use caution with social networking Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...> Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >. The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056. If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not. If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is: Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357 In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately. Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)
What are some helpful tips for students starting their first year at IGNOU?Following are the important points to be kept in mind at the time of taking admission in one of the courses provided by IGNOU :-1.Trust IGNOU degree,its completely valid everywhere.2.After getting admission,make a colour print out of your I'D card(valid till your entire course duration).3.Visit IGNOU website regularly to check new notifications.4.Ignou materials will arrive through INDIAN POST,directly to your registered address.5.In case you don't get IGNOU materials on time,visit study centres and ask teachers or staffs to arrange materials from senior students or from the book store (where one can find plenty of previous years book are kept) or download #IGNOU e content# application,as it contains all study materials of each and every course which IGNOU provides.6.For remote centres(far away from big cities like:Delhi centres),make your mind that your IGNOU materials will arrive too late,around 4 months before your TERM END Exam,so get online material in PDF or take help from IGNOU egyankosh.7.Start preparation early, as per the syllabus mentioned.Take the first reading and do revise through IGNOU materials.Download previous year Ignou questions from @webservices.ignou.ac.in/Pre-Question/8.Students will find it tough to grasp the content written in the books(its normal,just don’t quit or get divert to other resources).Take help from mentors,in case of difficulty.9.IGNOU assignment should be submitted at study centre before the prescribed last date(see your assignment question).One can also download it from @IGNOU - The People's University.Write it in your own words.10.After submitting assignment,your next task will be to fill the #exam form# 2–3 months prior to your Term End Exam.11.Also do your #Re-registration# simultaneously while filling exam form.Failing which can cost your 6 months.12.Get the admit card online,2–3 weeks before your TERM END Exam.13.Download IGNOU econtent app from Google play store to download digital version of IGNOU books of all subjects.*For regular updates and relevant information about Ignou one can also visit YouTube.*There are guide books available in the market,like GPH Publication and others.But try to stick to IGNOU materials.*I can't suggest you how to prepare for Term End Exam.Its completely on one's endeavour.Happy learning.
Can I fill out the examination form before submitting for the assignments for the IGNOU course?Yes, you can but select only those course code for which you are going to submit your assignments.
When and how are the assignments for IGNOU CHR to be submitted for the December 2018 TEE? How and when to fill out the examination form? Where do I look for the datasheet?First download the assignments from IGNOU - The People's University website and write them with A4 size signNow then submitted it in your study center.check the above website you will find a link that TEE from fill up for dec 2018 after got the link you will fill your tee from online.Remember while filling your TEE you should put tick mark on the box like this;Are you submitted assignments: yes[ ] No[ ]
What was it like to have David Foster Wallace as a teacher?His syllabus from English 102: Literary Analysis is chockfull of interesting facts:Cheap, mass-market signNowbacks were the only required reading. The likes of Jackie Collins and Stephen King, he argued, would be "harder than more conventionally 'literary' works to unpack and read critically."Students were required to read each assignment twice before class.He was a hard grader, mostly giving out B-'s and C's. Of the 387 students he'd had at that point, only 47 had ever been given A's.He gave pop quizzes.Conferences were optional: "I am pleased to help you, but I will not force you to let me help you, because this isn't junior high."Participation was strongly encouraged.That last bit is the most poignant nugget of his syllabus:Anybody gets to ask questions about any fiction-related issues she wants. No question about literature is stupid. You are forbidden to keep yourself from asking a question or making a comment because you fear it will sound obvious or unsophisticated or lame or stupid. Because critical reading and prose fiction are such hard, weird things to try to study, a stupid-seeming comment or question can end up being valuable or even profound. I am deadly-serious about creating a classroom environment where everyone feels free to ask or speak about anything she wishes. So any student who groans, smirks, mimes machines-gunning or onanism, chortles, eye-rolls, or in any way ridicules some other student's in-class question/comment will be warned once in private and on the second offense will be kicked out of class and flunked, no matter what week it is. If the offender is male, I am also apt to find him off-campus and beat him up.This does not mean we all have to sit around smiling sweetly at one another for three hours a week. No truths about the form, content, structure, symbolism, theme, or overall artistic quality of any piece of fiction are etched in stone or beyond dispute. In class, you are invited (more like urged) to disagree with one another and with me — and I get to disagree with you — provided we're all respectful of one another and not snide, savage, or abusive. Historically, I've given the highest grades to students whose reading of and opinions about literature were different from mine, provided that those students could argue interestingly and plausibly for their claims. In other words, English 102 is not just a Find-Out-What-The-Teacher-Thinks-And-Regurgitate-It-Back-At-Him course. It's not like math or physics — there are no right or wrong answers (though there are interesting versus dull, fertile versus barren, plausible versus whacko answers).DFW's former student, Caitlin Dwyer, offers this:On the first day of class, Dave wore a cut-off Star Wars sweatshirt and a bandana to tie back his greasy hair. His spectacles gleamed. If I had been expecting the wunderkind of Infinite Jest, my idealized visions crumbled as I watched him spit a stream of black tobacco spittle into a Slurpee cup. He looked less like a militant grammarian than a transient who had accidentally wandered into the English Department. Previous students of Dave Wallace had warned me of his tongue-lashings, his obsessive precision with language, his voluminous footnotes. I had arrived with my armor on, ready for a writerly battle with a giant of literature. But this guy, frankly, looked like a goofball.True, there was something intimidating about Dave. But it was not his obvious genius, his reputation or his awful clothes. He was easy, approachable, often hilarious. It was the work that daunted. His workshops required intensive critical thinking. He demanded allegiance— not to himself, nor to the class, but to the language itself. We served the words. To fail the language, through a half-hearted peer critique or an overlooked comma, was to fail the writers we wished to become.He never failed us. Every week he returned our stories with tomes of comments, meticulously organized and footnoted, each page a bramble of red pen. A five-page story could receive five pages of notes back, single space, 10 pt. font. At first I thought these letters spoke to an obsession with perfection. Later, I began to see that they only reflected the depth of Dave’s heart. To each story he gave the energy that he gave his own writing. His attention stemmed from the profound respect he held for his students.Dave gave this same care to students during office hours, after hours, between hours, when he generously talked us through our paragraphs, our anxiety, and our self-doubt, blinking rapidly from behind a pile of usage dictionaries. The line often ran down the hall.One day I told him, frustrated, that I would stop writing fiction. My stories were not postmodern or hip. I expected a lecture on style. Instead, he told me to relax. Strong writers are not merely good with words, he said; they are deeply aware of themselves. The greats have stopped pretending to write like someone else. “You’re best when you trust yourself,” he said.What Dave Wallace gave us was not a manual for how to write. What he gave us was a way of working with ourselves in a disciplined, compassionate way. Gillian Gurley ‘06 writes, “He changed not only the way I write, but the way I think.” His teaching developed conscious, confident citizens. He taught, as Rachel Monroe ’06 puts it, that “writing, at its best, is an act of generosity on the part of the author…and maybe, in some small strange way, to the world in general.”I did not know David Foster Wallace, the postmodern genius. I knew Dave Wallace, a scruffy, funny, slightly paunchy guy who instructed me to give writing “15 solid years before you give it up.” J.B. Wogan ’06 knew Dave as a “fan boy who gushed about interviewing Roger Federer.” Jim Stier ’05 writes that, three years after graduation, he still has Dave’s cell number in his phone. With due respect to his literature, Dave’s greatest legacy is the community he left behind.In the last few days, old classmates have tracked each other down on Facebook and traded e-mails full of memories. A friend I had not spoken to in several years called to give me the news, her voice tremulous. Students have formed partnerships to collect stories. Many have mentioned a need to signNow out to peers who understand that this tragedy goes beyond the loss of a teacher; it is the loss of an idol, a mentor, a friend.Dave’s death has stunned us. But the grace, the confidence, and the eloquence that he developed in us are emerging in response to his death. Kyle Buckley ’07 writes: “I think it’s incredibly important that those of us who will always have so much love and respect for Dave Wallace as a writer, teacher, and man keep lines of communication as open as we can, and not retreat into a self-involved sense of loss, anger, betrayal. I hope that we are all galvanized to strive, in our own ways, to fill the gaping hole he’s left; because, truly, I think he left sufficient gifts behind for us to do it.”Dave gave his students the greatest gift: he taught us how to communicate with each other. The New York Times can write glowing elegies to Dave’s prose. What students recall is his open door, his precise and generous advice, his riotously funny classes and his trademark footnotes. http://www.hrc.utexas.edu/press/... source: Pomona College magazine: http://www.pomona.edu/magazine/p...
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How do you explain title insurance?Simply stated, the title to a piece of property is the evidence that the owner is in lawful possession of that property. Title insurance protects real estate owners and lenders against any property loss or damage they might experience because of liens, encumbrances or defects in the title to the property.
What is title insurance and why do you need it?Title insurance protects property buyers and mortgage lenders against defects or problems with a title when there is a transfer of property ownership. If a title dispute arises during a sale, the title insurance company may be responsible for paying specified legal damages, depending on the policy.
What is a gap assignment?Gap assignment of mortgage. Mortgage assignment is a document that indicates that such an assignment of contract has happened. For many, getting mortgages assigned is a kind of real estate investing practice.
Does an assignment of mortgage have to be recorded?An assignment of mortgage to the new entity is recorded in the county records. (An assignment of mortgage is necessary to assign the original bank's rights under the mortgage, including the right to foreclose if you don't make payments, to the new owner of the loan.)
What is title insurance and do I need it?Every title insurance policy covers either a homeowner or the lender that financed the mortgage for the property. Lenders require you to pay for lender's title insurance as part of your mortgage closing costs. Homeowner's title insurance is mostly optional, and is paid for by the seller or the buyer of the property.