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Verification of Creditors Matrix Alaska Form

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often time our bankruptcy clients want to know what happens if no proof of claim is filed by their creditors this greatly depends on two things one are you in a chapter 7 or 13 and 2 is a creditor an unsecured creditor priority creditor or a secured creditor and in Chapter 7 the filing of a proof of claim is really not a concern for the debtor in fact most times in a chapter 7 the the creditor is not asked to file a proof of claim the only time they are told to file a proof of claim as if it's what's called an asset case this means the trustee has some money or property for liquidation that can be spread out pro rata to all of the creditors that filed proof of claims so in that case the creditor would want to file a proof of claim however not really concerned for the debtor whether the creditors give money or not in a chapter 13 unsecured creditors importance of their proof of claim is similar to that described for the chapter 7 they're usually not going to get

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