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Assumption Agreement of Mortgage and Release of Original Mortgagors Connecticut Form

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Assumption Agreement of Mortgage and Release of Original Mortgagors Connecticut Form

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[Music] an assumable mortgage is a mortgage that A lender will allow another borrower to take over without making any changes to the terms many mortgages are assumable provided the buyer meets the lender's loan qualifications when a buyer assumes an existing mortgage they become responsible for the mortgage balance making the scheduled payments and complying with all the other terms of the mortgage assuming an existing mortgage may allow a buyer to take advantage of a lower interest rate than would otherwise be available to them if the mortgage is insured by a default mortgage insurance provider such as cmhc a buyer can also avoid that additional cost because the mortgage insurance premium has already been paid if a seller wishes to have an existing mortgage assumed by a buyer they should contact their lender to determine if the mortgage can be assumed and if so what conditions will apply if your seller client asks you to advertise their property with an assumable mortgage you

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