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Chapter 13 Plan Delaware Form

Chapter 13 Plan Delaware Form

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[Music] depends on the person's assets liabilities income and expenses if someone is just getting by and doesn't have a lot of assets then ten percent is appropriate but if someone has a lot of equity in their home or they make a lot of money or their way over the median income then they're going to have to pay more than ten percent back of those that file claims so on the low end of it is ten percent of unsecured okay but you have to pay 100 percent of your secured creditors that's true with the exception of a vehicle if a vehicle is purchased more than two and a half years ago you can pay the fair market value of the vehicle so basically I lost it when I lost some value when I drove it off a lot so I lost ten thousand dollars in value so if the fair market value now is ten thousand dollars less that is something I wouldn't necessarily have to pay as long as the vehicle was purchased two and a half years before the filing that's the key

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