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Illinois Northern District Bankruptcy Guide and Forms Package for Chapters 7 or 13 Illinois

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Illinois Northern District Bankruptcy Guide and Forms Package for Chapters 7 or 13 Illinois

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one of the most common questions people have for me all the time is the difference between chapter 7: 13 my clients don't know which one they qualify for and it's very confusing in this video I'm going to guide you through the pros and cons of chapter 7 and 13 and explain how and in what way you qualify for each chapter a chapter 7 is known to most people as a complete liquidation but the name is kind of misleading typically in 95% of the cases your assets are not liquidated chapter 7 is designed for people who have unsecured debt like medical debt doctor and hospital bills personal loans past repossessions and you're struggling with that debt most of the time people who file for chapter 7 have limited resources they don't have a lot of assets they don't have a lot of equity in their home and they don't have a lot of personal property that can be liquidated so even though it's called a complete liquidation 95% of the time

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