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Flood Zone Statement and Authorization Michigan Form

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Flood Zone Statement and Authorization Michigan Form

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a lot of people ask me about flood zones now the deal about a flood zone is it's determined by FEMA Federal Government and they determine what areas are in flood zones and what areas are not and the cost for flood insurance is determined by the height of the floor in the home so the elevation of the floor and if you're buying for cash you can make the decision whether you want FL FL insurance or don't want flood insurance or if you own it outright if you are buying with a mortgage your lender is going to require you to get flood insurance and it can start out about $700 and it can go up from there uh up to 1,000s and thousands of dollars a year depending on what the flood risk is but without looking at a flood map it is hard to determine whether property is or is not in a flood zone

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