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There are three easy steps to filing a workers comp claim.First, report the injury to your manager or employer.Second, fill out a claim form and submit it to the HR or the office that transacts with your company’s insurer.Third, make sure the claim is filed as soon as possible with the insurance company.In claiming workers comp benefits, it’s important to be quick and to act with urgency. That way you’ll get immediate medical attention and avoid other complications to your health that may arise from the injury.Being quick also means meeting the deadline set for the filing of claims after the accident has happened. That limit is specified in the workers’ comp insurance policy that your company has. Every worker should be aware of the contents of his/her employer’s insurance policy, as well as state laws on workers comp.I also advise that you keep copies of all the documents pertaining to your claim, including the injury report that you’ll submit to your employer and the claim form that will be given to the insurer. Make copies of these documents and other papers like medical certificates that may come in handy in case something goes wrong with your injury claim.

Documents required: 1. Bike RC book copy.2. Copy of driving licence of rider. who was driving at the time of accident. 3. If accident happened with some other vehicle then a FIR copy.  Best is not to mention other vehicle to avoid hassle. 4. Copy of your insurance policyProcedure: 1.  Drop your at garage. 2. Fill up the form for claim. Generally workshop guys have it, or you can download from there website.3.  Call insurance help line. They will ask you the details regarding accident and register your claim 4. They will send a invigilator to workshop. He will check the damage and get the estimate from workshop. 5. He will sanction amount based on parts that are damaged. Like for plastic part you will get 50% of actual cost, for metallic part   approx 80 %. 6. Get your bike repaired. Submit the bill to Insurance company. you will get a check or online transfer for your claim within 7-10 days.

It sucks. It takes the life-force out of you. It is all the more painful when the guys who are doing it act coy and pretend that they did not know it was wrong.There is a big difference between stealing in the real world and stealing IP. When someone steals your car, you no longer have it. When someone pilfers content and videos from your website and hosts it elsewhere, it continues to stay on your website also. Guys who should really know better exploit this aspect of IP theft and kid themselves that it is not really theft.I run an E-Learning company for teaching for CAT and host ~1000 questions on my website free of cost for people to come and study. Every time I google one of my questions with double quotes, the results run to 4 pages. There are some websites such as getmyuni who have replicated my entire questionbank. I spend hours constructing questions and fashioning intuitive solutions, and to see them be defiled like this breaks my heart.Just to leave no ambiguity about what stealing is, I wrote a long blogpost on this and spent time and energy distributing it. I spoke to several moderators, webmasters, owners, managers on this - all of which came to nought.I will come straight to the point. It is not ok to reproduce questions from one website and post it on another forum and pretend that nothing is wrong. Under no circumstance is this ok. Specifically, it is not ok to take questions from 2IIM and claim it is your own in some other forum.It is not ok if the original content had been put for free. It is free for users. It is not free for reproduction. If you found your face selling roadside dharu at a wine shop, would it be alright? I am happy if lots of students come and study at my website for free. I am a teacher. I welcome the idea that students land at my website and study. But it is absurd to assume that it is free for any Tom, Dick and Harry to reproduce on his/her forum. To give an analogy – your friend might have a beautiful wife. He might post a lot of pictures of her on FB. It is very creepy if you posted even two photographs of her.It is not ok if you are posting “just” the questions. If it were “just” questions, create your own. You do not get to unbundle my content. I treat my questionbank with a lot of respect. I add questions to each topic after a lot of deliberation. I have a rule of not adding any question without solutions. I want to teach, and not merely give a question dump. I have gazillion questions with me that I have not posted because I have not compiled detailed solutions. Now I see that these questions being merrily re-distributed without as much as cursory nod to the original author, I feel like my questionbank has been defiled. If you have not binned 10 questions because the solutions were not exhaustive enough, you cannot understand my pain.It is not ok if you are posting the question in “only a public forum”. It is not yours to distribute, period. How would you feel if someone auctioned a part of your furniture for charity and told you it was only for charity. I will decide my charity. Not someone else. All my questions are freely available on my website anyway. All public forum merchants can post links.It is not ok to ‘help’ out people who are preparing for CAT: Again, the questionbank on our website is free. If the Good Samaritan in you just cannot be contained, post the links to the questionbank on multiple forums. Copying questions and posting to get street-cred is an act of a cheapskate, not a Good Samaritan. You are doing this because it makes you look good, rather undeservedly. For the love of God, do not pretend it is anything else.It is not ok if you run a website and a public forum and someone else is posting this. It is particularly not ok if you continue to condone this after it has been pointed out. In our Country, public forums hide behind the idea that “someone else” does the actual posting. You have generated the crowd, you aggressively monitor content that looks even remotely like marketing, you sell the publicly generated content for ad revenue. If you cannot do the least bit to prevent copyright violation, you are just looking the other way. One look at forums and you can find gazillion photos of questions from books on these. I know bugger all about tech, but I can imagine it being very easy to spot and highlight these posts.The forums in India are peddling this delicious mix of Good Samaritanism and peer-based education with not a moment’s thought given to originality, all the while hiding under the umbrella provided by “user-generated” content. User-generated content is Indian-speak for user-peddled content that was originally created by someone else.Forums engage in unethical behaviour almost all the time.The platforms have created a beautiful model with 3 stakeholders -Owners/entrepreneurs who do the high-end designing of the platform and defining its rulesModerators who are supposed to curate the contentContributors who chip in either for the money or for fame. Sometimes, altruism also plays a role and is suitably exploited.When talk of plagiarism comes, moderators are forced to look the other away because of monetizing pressures, owners always “take plagiarism seriously” and deal with a peculiar brand of platitude-speak that makes you nauseous while contributors take offence when they are told that what they are doing is indeed stealing. So, between the three stakeholders they have created a beautiful mechanism for passing the buck and can collectively shrug and have a beer.My primary competitor in the online CAT preparation space, Unacademy is a platform that takes content from all and sundry. Unacademy is tirelessly working for a “better India” and I am glad I am also chipping in (though I was not told about this). About 40% of their relevant content comes from my questionbank. I was so livid that I shot a damn video about it and put it on youtube. They are currently “looking into it” even though I have provided overwhelming evidence of this.Unacademy were unaware of this in the same way the 2G scam was a ‘notional’ loss to the Country, in the same way Mr. Vijay Mallya was not aware that Kingfisher was running into the ground, in the same way Abhishek Manu Singhvi did not know that 14 employees probably do not need 1250 laptops. In the same bl00dy way one group of people in our Country have taken another to be suckers for 70-freaking years.I have come to a point where the fact that these buggers steal does not bother me much, it is not even the fact that they are monetizing this that gets to me, it is not even the acting coy that gets to me - I am used to that now. I am not even peeved at the fact that I have been at this Unacademy scam for 48 straight hours now - I have bothered myself crazy with lesser issues for longer.I am peeved that the platform merchants peddling stolen guff by selling a dream of “peer-generated content” to VCs who understand IP protection laws are collectively sitting somewhere and laughing derisively at original content creators.

Easy to follow instructions can be found here Tax on shopping and servicesThe process works like this.Get a VAT 407 form from the retailer - they might ask for proof that you’re eligible, for example your passport.Show the goods, the completed form and your receipts to customs at the point when you leave the EU (this might not be in the UK).Customs will approve your form if everything is in order. You then take the approved form to get paid.The best place to get the form is from a retailer on the airport when leaving.

Ah well let's see. An insurance claim form is used to make a claim against your insurance for financial, repair or replacement of something depending on your insurance. Not everything will qualify so you actually have to read the small print.

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