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Fannie Mae Form 1005

Fannie Mae Form 1005

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How do you answer probability of continued employment

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Instructions and help about form 1005 fannie mae

hi everyone welcome back to ask the instructor presented by campus mortgage today's question is in documenting your borrower's employment history what does fannie mae consider as sufficient employment history great question as a senior underwriter here are my thoughts as a standard guideline the investors fannie mae and freddie mac require borrowers to document a two-year employment history this shows that the borrower has a history of reliable and stable income and supports the borrower's continuance of employment and income sources there can be exceptions to this rule such as if your borrower was previously in school and recently graduated however two years documented employment history is the industry standard this concludes our one minute video as always don't forget to download our course catalog at campusmortgage.org

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