Get and Sign Indiana State Form 48896 1998-2022
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What are some ways that a "normal" person could become a millionaire?I was a poor high school student with mediocre grades. I didn’t play any sports. I had few friends.I’d go home and read and watch TV all day and night. I love TV.I was a mediocre college student. But I didn’t want to get into too much debt. I took lots of extra college courses so I could skip a year.But my grades were so bad that the week before I graduated I had to beg a professor to give me a D+ instead of a D- so I would have high enough GPA so they would give me a degree.I was a mediocre employee. I got fired from my first two jobs. My third job was very easy but still they would yell at me if I ever disappeared from my desk for too long.I was unhappy. But I wanted to break out of prison. To escape. To be free.I used to play chess all day and night online. One time my boss knocked on my locked door because my software was broken and he couldn’t get work done.I didn’t answer because I was in the middle of a one minute blitz chess match.Later that day my girlfriend showed up at my office near midnight banging on the door and saying, “I know you’re in there!”I didn’t answer because 14 hours after my boss banged on my door I was still in the same match. Seggev from Israel. I couldn’t stand him! So we played all day.One guy a few offices down started a company (Lycos) that was worth billions. Another guy on my floor sold his company a few years later for $40,000,000.I played chess all day and avoided work and tried to write, unsuccessfully, a good novel. I also read comic books a lot: Eightball, Optic Nerve, Yummy Fur, Palookaville, were some of my favorites. Autobiographical comics in black and white about people who seemed to be losers like me.The comic store wouldn’t hire me when I asked about a job. I would rather work for no pay around comics than program computers.I started work at HBO. They asked me what my salary was at my old job. I said $38,000 so they offered me $40,000. But I had lied. I was making $27,600 at my old job. I was 26 years old.I moved to NYC and I couldn’t do anything at the job. I crashed everything. They had to send me to remedial classes and considered firing me.I lived in one room in NYC with Elias, a chess player I met at Washington Square Park. We had one room. He slept on the couch and I slept on the futon. I had a garbage bag for my clothes.I took my suit out of the garbage bag each day and wore it to work and never washed it.One day Elias came in at three in the morning and said, “Hurry! We have to move. I haven’t been paying the rent.”And even though I had been paying him rent, I moved the next day to a roach-infested apartment in Queens with one piece of furniture. A foam mattress that would get permanently soaked by my sweat each night.In Queens, I’d tip the waitresses with $2 bills and would write creepy notes on the bills like, “I’d like to take you to dinner. Here’s my number: …”Then I became a millionaire.—My sister asked me, can you help my husband. So I visited his office. He was in the business of making CD-ROMs.I showed him this new thing, the World Wide Web. We started playing around making websites.He’d do the design, I did the software. Adrian, his partner, figured out all the hosting.Then a wholesale diamond dealer, Shlomo, asked us to do a website so he could sell direct to consumers.He gave us $35,000 cash. I had $0 in my bank account and all of a sudden, I was rich! I had $17,500 in the bank. More money than ever ever.I went to the Chelsea Hotel, where I always wanted to live. All my favorite artists, poets, writers, had lived there at some point.I had a paper bag of cash. Stanley Bard, the owner, said to me, “What are you, a drug dealer?” Still, he let me live there.(my first real home on my own)We did another website: AmericanExpress.com. Now I had more money in the bank. Nobody knew how to make websites then except me and a handful of other people in NYC. Our frenemies for the next five years.Then we did HBO.com, TimeWarner.com, ConEdison, etc etc. We hired people. I quit my job . We did more websites. We sold the business.I was rich.For a brief moment, everyone wanted to be my friend. But then a few years later I was broke, and had no friends.—A business is these three parts:A) You have excess of X (e.g. empty car seats).B) Someone else wants X (e.g. someone who can’t catch a cab on a rainy day)C) The business is the platform in the middle that helps “B” meet “A”, handles the money transaction, handles disputes. (e.g. Uber).Think of this with Airbnb, Grubhub, Amazon, even a clothing store (which can only grow to the size of it’s physical space, as opposed to an online platform).—How to have EXCESS:I messed this up a lot. Peter Thiel, in his book, makes the fascinating point that in capitalism, competition is bad. You don’t really want to compete with anyone. You want to be the best BY FAR.Not 10% better. Ten TIMES better.With that first business I had EXCESS as defined by these four parts:A) I was the ONLY person who could do websites as fast as I could. Maybe my competitors could be as fast but rarely (back then).B) Websites were new, nobody had them, and everyone needed them.C) It was easy for them. Just pay me and I’d deliver a complete website with no hassles and even host it for them.D) I was cheap. Because my competitors were building big businesses and I was just trying to get cash in the bank. We’d only hire anyone when we were all overwhelmed.E) I always delivered more than I promised. Your best new clients are your old clients. If you always OVERpromise and OVERdeliver, you never lose your old clients.F) I’m the shyest, most introverted person in the world. But because we delivered on our “excess knowledge of the Internet”, good word-of-mouth spread.G) I had passion. Everyone I spoke to, I psignNowed how the Web was going to be everywhere. Someone with sincere passion (backed with expertise), could always beat the person just trying to make money.I’m bad with followup. My main problem was that I was great at selling people, and then they (JP Morgan, for instance) would burn up my phone and I’d never return their calls.I was very mediocre, even bad, at follow up. And still am. I never return calls and I always regret it.Plus, I had a full-time job. My “side hustle” was my full time job at HBO. My full time job was my new business.Then I sold the company. At age 30 I was a millionaire. At age 34 I was dead broke.—Using the ideas above, there are many ways to make a million dollars.You don’t need to be a super genius. You don’t need to build a space ship. Or a new way for robots to detect faces. Or a billion user social network.You can be mediocre. You can procrastinate. You can just do nothing some days. But you have to follow some basic points.First, here are a few ideas of the model of business described above. Don’t do these if you don’t want. This is just to get your mind thinking.BOOKS: find categories on Amazon with few books but high sales numbers. This means there is demand. Write five books a month (20–50 page books. Do a lot of research). In a year you’ll have written 60 books. If each book is bringing in, on average, $1,000 per month that’s $720,000 a year. You are worth well over a million at that point.(Steve Scott has around 100 books for sale on Amazon with various pseudonyms)BUY LOW, SELL HIGH. Many websites out there sell things cheap: AliBaba, WaystoCap, diamond wholesalers. Set up an Amazon Sellers page. Mark up prices. Dropship from the cheaper sites directly to your buyers. There’s more nuances here but passion will help you find them.INFORMATION: What are you passionate about? List ten things you are passionate about that you think people would want to know about. Now put up 10 ads on Facebook, “buy this information”. See where people click. This shows you demand. Now create the newsletter to meet that demand. Do one free giveaway in exchange for an email address and start selling your excess knowledge to the people who are on your email list.EXAMPLE: You love the Bible and you love dieting. Now sell the “What Would Jesus Eat” diet newsletter. Filled with inspirational Bible quotes, diet info from that period of history and anecdotes from the Bible, and recipes.Trust me, this will sell.(figure out how to make yours unique! And why YOU are the expert.)GETTING INTO COLLEGE COACHING: It’s harder than ever to get into college. But there are always back doors.For example: Columbia University has a 6.6% acceptance rate. But Barnard College (which is basically apart of Columbia) has a 20% acceptance rate. If you get a Barnard degree you can say you have a Columbia degree.For EVERY college there is a backdoor. Become the expert, do a few for free to get testimonials, interview 50 admissions officers and write a book to become an “expert”, charge $1,000 and coach via Skype. This becomes a business. Sell it.(Columbia University. But there’s always a backdoor).TRENDS: Become an expert in a fast growing trend that you love. For instance, I loved the Internet when nobody knew about it. I loved stocks and many people were excited about stocks, etc.Learn everything about the trend, write down ten ideas a day how to make money off of the trend. Offer to consult people are companies trying to get involve in the trend, eventually start charging for consulting, speaking, etc or build a company.Examples of trends that are hot or becoming hot: crypto/blockchain, marijuana, e-sports, big data, AI, cyber security, social media consulting, easier niche medical care for older people (e.g. erectile dysfunction, Alzheimers, longevity, etc).Start with a manual service (like consulting or speaking) and then figure out how to automate (I failed at this side in my first business but would not make that mistake again).What are ways trends can be monetized: be the business (e.g. grow marijuana), be the news source for the business (many crypto websites have millions of users a month), be a consultant about the trend, gamble on the trend (for instance, use statistics to figure out what fantasy teams to bet on in e-sports), take ideas from other industries and apply them to your business (for instance, a legal exchange for marijuana products, ancillary products, etc).STEAL: Take an old-school brand that has never been touched in 100 years. Make the same product, use social media and Amazon advertising to defeat the product. I know someone who did this to Igloo Iceboxes and overtook this 100 year old brand on Amazon in just 48 hours.(which came first? Which used social media first to DOMINATE?)I don’t present these as ideas you should do.If I were parachuted, dead broke, into a country I had no connections, I’d study the ideas above to learn how to think about creating a side hustle that could make me a millionaire.I’d try more than one idea until I found what worked for me.And then I’d hit the gas pedal. I’d CRUSH THAT GAS PEDAL.—One time I was in the hedge fund business. I raised money from wealthy people, invest it, and take a share of the profits.A friend of mine said, “I want you to meet my boss. He runs a big hedge fund. Maybe he’d invest in you.”So I went with him to his work. His boss gave me a tour. Then we sat down and he asked what I wanted to do with him.I said,”I think you should invest with me,” and I gave my pitch, But I wasn’t unique. I wasn’t the ONLY one who could do this (remember above about competition).He said, “I like you. You could work here if you want. But we already have good returns. And I don’t know where you invest your money. Maybe you do things I don’t like.”I felt my heart getting crushed.“And the last thing we need is to see the name ‘Bernard Madoff Securities’ end up on the front page of the Wall Street Journal,” Bernie Madoff said to me.You can’t compete against scammers because until they are caught, they seem great.You have to go into areas where scammers are not infested. They infest quickly.(don’t compete where you can’t).—The most important thing: love.A friend of mine said to me, “Can you make me a million dollars?” And I said, “Yes” because I had a crush on her, plus I knew I could help her.She said, “I will follow exactly everything you say.”So I started to tell her what to do and she was doing it. Then she said, “But I want to help people who are trying to get rid of drug addictions.”I said, “those aren’t the sort of people who have enough money to make you millions.”“Let me just try,” she said and she stopped following my advice exactly. Only partially.She built a good career. But not millions. But still, she loves it. She has a better life than making a million and not doing what she loves.Love will let you put in the extra hour each day to learn more than everyone else.Love will give you that slightly more passionate tilt in your voice when you are selling.Love will mean your work-life balance is not an issue. It’s all LIFE. There’s no work when you love.And if what you love can make you millions, even better.But if you just spend the rest of your life in love, it’s a life worth living.
How would society be affected by an epidemic of early onset Alzheimer's?We don't have to imagine what an "epidemic" of Alzheimer's would look like -- by several measures we are already facing a huge increase in the global disease burden in the next few decades. It is predicted that the number of patients may increase by 2-3x by 2050 simply due to the growing percentage of Americans in their 60, 70s and 80s. The majority of cases of AD have an age of onset >60. Onset before 60 is possible, but rare (~5% of cases), according to the 2014 report from the Alzheimer's Association.* Here's the breakdown of the predicted number of people with AD, by age group (this is based on current estimates of known risk by age, and the percentage of Americans signNowing that age every year). By 2050, the predicted total is 13.8 million. Statisticians at the Johns Hopkins Bloomberg School of Public Health have also created an interactive tool, where you can look at the incidence rates in different parts of the world: Forecasting of the Burden of Alzheimer's Disease. Their model takes into account the fact that AD is a multi-stage disease, with an earlier stage that could have mild to moderate symptoms, and a later stage with more serious dementia.**To be clear, the overall risk of AD cannot be attributed _only_ to age. AD is not a part of "normal aging", but age remains the biggest risk factor. As for the societal impact -- late stage AD requires a high level of care. When an older family has AD, the rest of the family is also affected -- having to pay for care, perhaps having to quit jobs to stay at home. Even early onset AD will place a strain on the primary caretakers. This also means that by introducing policies to reduce the cost of health care and increasing access to quality mental health facilities can potentially reduce the burden on caretakers and families. This could be done right now, without having to wait for any miracle drug or treatment. In addition, finding a treatment or an intervention to delay the average age of onset by just 1 or 2 years could also have a big effect. An intervention could combine better, more accurate diagnostic tests and some type of preventative care or measures. The same model from Bloomberg above also tried modeling the effect of delaying onset by 1 or 2 years:Even without considering the additional risk factors of cardiovascular disease and the many other factors that have been implicated in AD, we face an epidemic. Currently, even if we don't have "the cure" we do have health care practitioners that can provide high-quality care to help patients deal with the disease. There is also a need to increase access to high quality care and reduce costs. On top of that, it will be vital to continue to fund basic and clinical research. Clarifications: * The term "early-onset Alzheimer's" usually refers to a specific subtype of the disease, and seems to be more directly tied to heredity and certain rare genetic mutations. **More details on the model used by the Bloomberg group: a multi-stage probabilistic model where healthy persons have an annual chance of transitioning to early-stage AD, and then those patients have an additional annual percentage risk of transitioning to late-stage. http://www.biostat.jhsph.edu/pro...--(I saw the added question details after writing this answer). There is an intriguing correlation between diabetes, declines in congitive function, and risk of developing AD. As usual though, correlation may not imply causation, but the data is suggesting of a link and so treating diabetes is certainly a valid therapeutic target, one of many targets under research for preventing cognitive impairment.
How does one get invited to the Quora Partner Program? What criteria do they use, or is it completely random?I live in Germany. I got an invite to the Quora partner program the day I landed in USA for a business trip. So from what I understand, irrespective of the number of views on your answers, there is some additional eligibility criteria for you to even get an email invite.If you read the terms of service, point 1 states:Eligibility. You must be located in the United States to participate in this Program. If you are a Quora employee, you are eligible to participate and earn up to a maximum of $200 USD a month. You also agree to be bound by the Platform Terms (https://www.quora.com/about/tos) as a condition of participation.Again, if you check the FAQ section:How can other people I know .participate?The program is invite-only at this time, but we intend to open it up to more people as time goes on.So my guess is that Quora is currently targeting people based out of USA, who are active on Quora, may or may not be answering questions frequently ( I have not answered questions frequently in the past year or so) and have a certain number of consistent answer views.Edit 1: Thanks to @Anita Scotch, I got to know that the Quora partner program is now available for other countries too. Copying Anuta’s comment here:If you reside in one of the Countries, The Quora Partner Program is active in, you are eligible to participate in the program.” ( I read more will be added, at some point, but here are the countries, currently eligible at this writing,) U.S., Japan, Germany, Spain, France, United Kingdom, Italy and Australia.11/14/2018Edit 2 : Here is the latest list of countries with 3 new additions eligible for the Quora Partner program:U.S., Japan, Germany, Spain, France, United Kingdom, Italy, Canada, Australia, Indonesia, India and Brazil.Thanks to Monoswita Rez for informing me about this update.
How can I get more people to fill out my survey?Make it compellingQuickly and clearly make these points:Who you are and why you are doing thisHow long it takesWhats in it for me -- why should someone help you by completing the surveyExample: "Please spend 3 minutes helping me make it easier to learn Mathematics. Answer 8 short questions for my eternal gratitude and (optional) credit on my research findings. Thank you SO MUCH for helping."Make it convenientKeep it shortShow up at the right place and time -- when people have the time and inclination to help. For example, when students are planning their schedules. Reward participationOffer gift cards, eBooks, study tips, or some other incentive for helping.Test and refineTest out different offers and even different question wording and ordering to learn which has the best response rate, then send more invitations to the offer with the highest response rate.Reward referralsIf offering a reward, increase it for referrals. Include a custom invite link that tracks referrals.
Do military members have to pay any fee for leave or fiancee forms?NOOOOOOO. You are talking to a military romance scammer. I received an email from the US Army that directly answers your question that is pasted below please keep reading.I believe you are the victim of a military Romance Scam whereas the person you are talking to is a foreign national posing as an American Soldier claiming to be stationed overseas on a peacekeeping mission. That's the key to the scam they always claim to be on a peacekeeping mission.Part of their scam is saying that they have no access to their money that their mission is highly dangerous.If your boyfriend girlfriend/future husband/wife is asking you to do the following or has exhibited this behavior, it is a most likely a scam:Moves to private messaging site immediately after meeting you on Facebook or SnapChat or Instagram or some dating or social media site. Often times they delete the site you met them on right after they asked you to move to a more private messaging siteProfesses love to you very quickly & seems to quote poems and song lyrics along with using their own sort of broken language, as they profess their love and devotion quickly. They also showed concern for your health and love for your family.Promises marriage as soon as he/she gets to state for leave that they asked you to pay for.They Requests money (wire transfers) and Amazon, iTune ,Verizon, etc gift cards, for medicine, religious practices, and leaves to come home, internet access, complete job assignments, help sick friend, get him out of trouble, or anything that sounds fishy.The military does provide all the soldier needs including food medical Care and transportation for leave. Trust me, I lived it, you are probably being scammed. I am just trying to show you examples that you are most likely being connned.Below is an email response I received after I sent an inquiry to the US government when I discovered I was scammed. I received this wonderful response back with lots of useful links on how to find and report your scammer. And how to learn more about Romance Scams.Right now you can also copy the picture he gave you and do a google image search and you will hopefully see the pictures of the real person he is impersonating. this doesn't always work and take some digging. if you find the real person you can direct message them and alert them that their image is being used for scamming.Good Luck to you and I'm sorry this may be happening to you. please continue reading the government response I received below it's very informative. You have contacted an email that is monitored by the U.S. Army Criminal Investigation Command. Unfortunately, this is a common concern. We assure you there is never any reason to send money to anyone claiming to be a Soldier online. If you have only spoken with this person online, it is likely they are not a U.S. Soldier at all. If this is a suspected imposter social media profile, we urge you to report it to that platform as soon as possible. Please continue reading for more resources and answers to other frequently asked questions: How to report an imposter Facebook profile: Caution-https://www.facebook.com/help/16... < Caution-https://www.facebook.com/help/16... > Answers to frequently asked questions: - Soldiers and their loved ones are not charged money so that the Soldier can go on leave. - Soldiers are not charged money for secure communications or leave. - Soldiers do not need permission to get married. - Soldiers emails are in this format: email@example.com < Caution-mailto: firstname.lastname@example.org > anything ending in .us or .com is not an official email account. - Soldiers have medical insurance, which pays for their medical costs when treated at civilian health care facilities worldwide – family and friends do not need to pay their medical expenses. - Military aircraft are not used to transport Privately Owned Vehicles. - Army financial offices are not used to help Soldiers buy or sell items of any kind. - Soldiers deployed to Combat Zones do not need to solicit money from the public to feed or house themselves or their troops. - Deployed Soldiers do not find large unclaimed sums of money and need your help to get that money out of the country. Anyone who tells you one of the above-listed conditions/circumstances is true is likely posing as a Soldier and trying to steal money from you. We would urge you to immediately cease all contact with this individual. For more information on avoiding online scams and to report this crime, please see the following sites and articles: This article may help clarify some of the tricks social media scammers try to use to take advantage of people: Caution-https://www.army.mil/article/61432/< Caution-https://www.army.mil/article/61432/> CID advises vigilance against 'romance scams,' scammers impersonating Soldiers Caution-https://www.army.mil/article/180749 < Caution-https://www.army.mil/article/180749 > FBI Internet Crime Complaint Center: Caution-http://www.ic3.gov/default.aspx< Caution-http://www.ic3.gov/default.aspx> U.S. Army investigators warn public against romance scams: Caution-https://www.army.mil/article/130...< Caution-https://www.army.mil/article/130...> DOD warns troops, families to be cybercrime smart -Caution-http://www.army.mil/article/1450...< Caution-http://www.army.mil/article/1450...> Use caution with social networking Caution-https://www.army.mil/article/146...< Caution-https://www.army.mil/article/146...> Please see our frequently asked questions section under scams and legal issues. Caution-http://www.army.mil/faq/ < Caution-http://www.army.mil/faq/ > or visit Caution-http://www.cid.army.mil/ < Caution-http://www.cid.army.mil/ >. The challenge with most scams is determining if an individual is a legitimate member of the US Army. Based on the Privacy Act of 1974, we cannot provide this information. If concerned about a scam you may contact the Better Business Bureau (if it involves a solicitation for money), or local law enforcement. If you're involved in a Facebook or dating site scam, you are free to contact us direct; (571) 305-4056. If you have a social security number, you can find information about Soldiers online at Caution-https://www.dmdc.osd.mil/appj/sc... < Caution-https://www.dmdc.osd.mil/appj/sc... > . While this is a free search, it does not help you locate a retiree, but it can tell you if the Soldier is active duty or not. If more information is needed such as current duty station or location, you can contact the Commander Soldier's Records Data Center (SRDC) by phone or mail and they will help you locate individuals on active duty only, not retirees. There is a fee of $3.50 for businesses to use this service. The check or money order must be made out to the U.S. Treasury. It is not refundable. The address is: Commander Soldier's Records Data Center (SRDC) 8899 East 56th Street Indianapolis, IN 46249-5301 Phone: 1-866-771-6357 In addition, it is not possible to remove social networking site profiles without legitimate proof of identity theft or a scam. If you suspect fraud on this site, take a screenshot of any advances for money or impersonations and report the account on the social networking platform immediately. Please submit all information you have on this incident to Caution-www.ic3.gov < Caution-http://www.ic3.gov > (FBI website, Internet Criminal Complaint Center), immediately stop contact with the scammer (you are potentially providing them more information which can be used to scam you), and learn how to protect yourself against these scams at Caution-http://www.ftc.gov < Caution-http://www.ftc.gov > (Federal Trade Commission's website)
Why don't schools teach children about taxes and bills and things that they will definitely need to know as adults to get by in life?Departments of education and school districts always have to make decisions about what to include in their curriculum. There are a lot of life skills that people need that aren't taught in school. The question is should those skills be taught in schools?I teach high school, so I'll talk about that. The typical high school curriculum is supposed to give students a broad-based education that prepares them to be citizens in a democracy and to be able to think critically. For a democracy to work, we need educated, discerning citizens with the ability to make good decisions based on evidence and objective thought. In theory, people who are well informed about history, culture, science, mathematics, etc., and are capable of critical, unbiased thinking, will have the tools to participate in a democracy and make good decisions for themselves and for society at large. In addition to that, they should be learning how to be learners, how to do effective, basic research, and collaborate with other people. If that happens, figuring out how to do procedural tasks in real life should not provide much of a challenge. We can't possibly teach every necessary life skill people need, but we can help students become better at knowing how to acquire the skills they need. Should we teach them how to change a tire when they can easily consult a book or search the internet to find step by step instructions for that? Should we teach them how to balance a check book or teach them how to think mathematically and make sense of problems so that the simple task of balancing a check book (which requires simple arithmetic and the ability to enter numbers and words in columns and rows in obvious ways) is easy for them to figure out. If we teach them to be good at critical thinking and have some problem solving skills they will be able to apply those overarching skills to all sorts of every day tasks that shouldn't be difficult for someone with decent cognitive ability to figure out. It's analogous to asking why a culinary school didn't teach its students the steps and ingredients to a specific recipe. The school taught them about more general food preparation and food science skills so that they can figure out how to make a lot of specific recipes without much trouble. They're also able to create their own recipes.So, do we want citizens with very specific skill sets that they need to get through day to day life or do we want citizens with critical thinking, problem solving, and other overarching cognitive skills that will allow them to easily acquire ANY simple, procedural skill they may come to need at any point in their lives?
How do you find out if a company is open to using a staffing agency to fill positions?Get an introduction to the target company through a referral if possible. A lot of the companies that retain us even talk explicitly about "no agency referrals" on their website. There are times that going in through HR or their staffing org can be to your benefit but more often that not it helps to have a referral with a "VP" in their title to get you that introduction. You might still be a long way from getting a fee agreement signed (retained or contingent) but you'll be a lot close than being one of the hundreds of agency recruiters leaving voicemails for the VP HR or Staffing Manager.