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5 Ways To Instantly Turn Small Talk Into BIG TALK:Let me preface this by presenting the following idea: nobody is boring. Whenever I hear colleagues or friends complain about small talk I always ask them "Did you make an effort to elevate the conversation?" Or did you just ask them the same jibber jabber questions that you do with 80% of the people in your life? Conversations may be a two way street but you always have the power to make it more dynamic and engaging. Ask boring questions and you'll receive boring answers. Simple as that.People can only show as much as you let them within the context of the conversation. Not everyone shines under the same light and it's your job as a social being to figure out how you can help them show off their dazzling personality. A classic conversational trap is asking people questions that you can easily anticipate the answers to.For instance you'll ask "How’s your day?" and they'll respond with "Good." That's boring, uneventful and you feel like you're just going through the motions. In this article I'll explain how to morph those typical small talk questions into meaningful opportunities for relationship growth.1) What you normally ask: "How's your day?"What to ask instead: "What's the most surprising thing that happened to you recently?"--Doing this entices them to give better answers and actually reflect on the highs and lows of the past week. Giving them the opportunity to be insightful will compel them to open up and give intimate details about their life that they wouldn't normally share.2) What you normally ask: "What do you do for a living?"What to ask instead: "What gets you up in the morning? What are you most passionate about?"--Feeding people generic questions is only setting ourselves up to receive generic answers. Giving someone a positive and encouraging context to bring up their job, sets them up to talk about it with passion. Often times we worry about answering questions in an easily digestible way. This trend of thinking is toxic for those trying to maximize the output of daily interactions. Make people remember you by actively engaging with them. Become unforgettable and you'll move up on their mental list.3) What you normally ask: How are you holding up?What to ask instead: What's holding you up? What motivates you to keep moving forward?--This question is typically saved for someone going through a rough patch in their life. There's a line in the 2000 Danny Boyle movie The Beach that says, "Either get better or die. It's the hanging around in between that really pisses people off." Asking someone about their mental state when they're clearly in distress will only encourage them to lie and say everything's fine, so they can alleviate any discomfort.By focusing on the positive aspects of sadness such as hope and inspiration, you are subconsciously allowing that person to release their repressed feelings in a healthy and uplifting way. Hearing the thought process behind their coping strategies will give you insight into the severity of their issues without having to ask outright. They say the quickest way to a persons heart is through their stomach, but it's actually through subtlety.4. What you normally ask: How was ________? (Your date, your trip to New York, your hike up Torrey Pines)What to ask instead: If you had to do ________ all over again, what would you do differently?The broader your questions are, the less details people will give in return. Asking them about the overall quality of their experience will garner a common response ensuring that their time wasn't wasted. Answers like "It was good. I had tons of fun", are the ones you want to avoid. Ask poignant questions that will actually make them think. This thought train you send them on will make other stops organically along the way, providing you a better shot at finding out how_________ truly was for them.5. What you normally ask: Are you married?What to ask instead: Do you think life partners are over or underrated?The best way to get someone to talk about something specific is to bring up questions surrounding the central topic you secretly want them to elaborate on. If you want to know about their husband/wife, you have to get there incrementally by first talking about friendships, relationships, love etc. This question serves two functions: (a) it gives you their perspective on love and (b) personal values. Someone who puts a high premium on having someone by their side has a much different psychology than a person who is indifferent to the idea. Their answer to this is a natural transition into volunteering information about their own personal experiences.Getting information through the proverbial front door of someone's brain will always be underwhelming and overrated. Small talk is normally inconsequential and monotonous. But it doesn't have to be that way! Getting to know someone is like trying to break into a house. You can't just bust the door down right away. You need a plan of attack. Could you get in through the window? Maybe sneak into the garage? Going from small talk to big talk is allowing the other person to open up the doors for you. People want to be heard and understood. You just have to give them permission first.When life hands you small lemons, make big lemonade. Happy talking!Thomas

According to the Department of State, Division of Corporations, State Records, and UCC for New York, you must pay the statutory filing fee of $75 (as of July 2017) along with a small fee to check name availability.Filling out your non-profit forms accurately is very, very important. Ultimately, what you put in your documents may affect whether you are (or will remain) tax-exempt. Now, with that being said, your state documents aren’t the only documents you must complete. You must also fill out an Application for Recognition of Exemption with the IRS. Some non-profits are eligible to fill out a streamlined version, but you should talk with an attorney or tax professional to determine which one you should complete.You may also be required to obtain certain permits or licenses in New York (at either the city or the state level). This depends on what your non-profit will do or sell in order to raise money. Without the right permits or licenses, your non-profit could be shut down.You also need to write bylaws and appoint directors to the non-profit. Directors are important and should be chosen with care. They make important business and financial decisions for your non-profit. They will also officially adopt the bylaws at the first board meeting. The bylaws explain how the non-profit will be ran.Because non-profits must remain in compliance with state and federal law, it’s a good idea to first speak with an attorney and maybe even consider allowing the attorney to fill out the documents. It’s really worth the price since the tax-exempt status of the non-profit can be affected by a mistake. If you’d like to speak with an experienced attorney, check out LawTrades. Our legal marketplace has helped connect many entrepreneurs with experienced, non-profit attorneys to get them up and running. Hope you give us a try!

Not at the diagnosis itself but getting here has been kind of amusing.A few years back, a doctor looking at a chest x-ray noticed that I had a healed crushed vertebra. I knew that I had hurt my back a year earlier but didn’t realize it was a crushed vertebra. When I told her that I got it lifting a shop-vac into my pickup truck, she was suspicious. As a (then) early 50’s male, I shouldn’t have bones getting crushed for something that innocuous. She ran some tests that showed that I had abnormally low bone density but everything else was fine. She suggested that I see a specialist.After a (long story) while I get to see an hematologist/oncologist. They start doing some measurements of protein in my blood. The value keeps rising. Bone marrow and biopsy tests from my hip shows unusual cells. The doctor says I have Waldenstrom’s macroglobulinemia. But … they keep testing and the protein value roughly stabilizes. It’s too high but not high enough for a definitive Waldenstrom’s diagnosis. I have Monoclonal Globulinemia of Unspecified Significance, MGUS. Treatment is to watch and wait to see if it develops into something more serious.This summer, I crush another vertebra lifting up a computer. MRI scan shows a tumor in the crushed vertebra and the vertebra next to it as well as some other damage. Diagnosis? Multiple myeloma.I get signed up for a clinical study for multiple myeloma. Doctors need to get another bone marrow and biopsy from my hip to baseline my condition before starting treatment. Diagnosis? Not multiple myeloma. It’s Waldenstrom’s.The hematologist wants to have a back specialist take a look. When I see the very experienced back specialist he says that he’s never seen Waldenstrom’s lead to crushed vertebra. Diagnosis? It’s probably multiple myeloma.But, importantly, he says we can’t keep guessing. We need to get a bone marrow and biopsy test from the vertebra to be certain. Result? It’s Waldenstrom’s. Everybody is now in agreement.I know way more about my immune system than I ever expected to know.

Kindly read and provide your opinions.I am an Indian girl. I got placed in one of the marketing companies during my last of year of btech in banglore and moved there. I was in a relationship with a boy from past 4 years. During my stay in Bangalore, my boyfriend visited me from Delhi. Eventually we had a great time together. We decided to have sex but couldn't be successful as we both were virgins, however in that failure attempt I conceived ( don't know how). And after few days he left to his home.I was not happy with the job and also didn't want to stay away from my family who was in Delhi. So I worked for around 5 months, resigned and moved back to Delhi to prepare for government services.The moment I signNowed my home in Delhi, I was so much overwhelmed to meet my mother that I ignored the fact I missed my periods. My boyfriend reminded me many times to keep a check on my periods and go for the home kit pregnancy test. As I had a very unhealthy lifestyle in Bangalore, so I thought my periods delayed due to excessive weight gain. I ignored again.Gradually, I started feeling morning sickness, nauseousness, and a back pain. And finally I took a pregnancy test at home hiding from everybody at home. It came positive and shook my world.I contacted my boyfriend. And we both knew we wanted to abort as firstly I just completed my studies, my whole career was before me and secondly, our families didn't know about our affair so it will be a shock to both the families and thirdly I were not mentally ready to take the responsibility of a child, any boyfriend is always ready.In the name of jogging, meeting my friends, I used to meet my boyfriend to visit gynaecologist. I was advised to go for ultrasound. During the process of ultrasound, I thought it would be a peanut size, however we saw our baby, little fingers and developing. I was 2.5 months pregnant then. It again shook us. And now we both started to have feelings for the baby. My boyfriend warned me to not have motherly feelings as it will make abortion difficult. We took an appointment for abortion and left the hospital.On the day of abortion, again I lied to my mother that I am going to meet my female friend and left the house completely broken. We both went to hospital, I was taken inside a room adjacent to labour room. There I saw women in labour and waiting for their child to arrive. And I was there to kill my child. I broke out. I started crying and ran away from the room to meet my boyfriend waiting outside in the lobby. I hugged him. He collected my belongings and we sat outside the hospital crying. One nurse came out to ask us if we wanted to continue, I refused to go inside. We thought we will go for the baby.Then and there, my boyfriend called his mother and told in one straight line that my girlfriend is pregnant. We took an auto and directly went to meet his family. That was the first time, I met his family and his family came to know about me. His mother assured me that she would talk to my family and to get married. His father was standing there for whole time. His mother ordered spicy food for me and hugged me. My mind was blank.That day late Evening, I signNowed home and my mother was watching TV. She had no clue what is happening to her daughter. At that time she was alone at home as my father was working outside Delhi and used to come in 3–4 months. Anyhow, I gathered courage to tell my mother the truth that I have a boyfriend and that too I am pregnant. She started crying and cursing her own life to have a daughter like me. We both started crying. We both didn't have the courage to tell this news to my father as he was anyway from his home.The only thing was to get rid off this baby. And again I became blank. Everything was destroyed in these days. She called my boyfriend to go for abortion. My boyfriend came next day morning. And I went again to same hospital with numb mind. I went to the same room from where I ran out the previous day. The same doctor and the same nurse. This time I was numb.During the medical termination of pregnancy, I was given some injections which I don't know what were they. But after one injection, I felt labour pain for few time and another injection to eliminate that pain. Then finally I was shifted to OT and anaesthesia was administered. After that I slept and woke up with no child inside me and my boyfriend sitting beside me. He dropped me home and left. .Still I don't know what was right and what was wrong. But when I came back home after abortion, I slept that night with so much relief and felt as if my mother removed a big rock from my head and I felt so light and free.But after few days, I went into depression and started feeling guilty and missed something inside me. I felt incomplete.Gradually with time, I got the hold of my life and accepting it as a part of my life. It's been 3 years now. And still it is buried in some part of my mind which I don't discuss with anyone. This secret is among me, my boyfriend, his family and my mother. My father and my siblings have no idea of anything.Right now, I am happy. My boyfriend is well settled with a nice job. I told my father about him, and everything went well. Both families have met and soon we will get married.I always think to myself what would have happened of I would not have gone for abortion??I would have a child but how would my life be, Will my family be able to forgive me? Will I be respected in my husband's home?What would have happened to my career?Am I weak that I could not save my child from so called societal norm? Or have I taken a right decision to be financially independent before having a child?To make peace with myself, I talk to my child that i have not rejected you but postponed your time of arrival in my life so I can be psychologically and financially ready to accept you and take care of you whole heatedly. So you get the love from your maternal and paternal grandparents. So you will have a good life. The moment you come back, that would be the happiest moment in my life. Waiting for you.

Last time I flew in an airline -I won’t name,the flight attendant forgot to get me my meal. By the time the trolley signNowed me, the non-vegetarian meal rack was empty. I was told that they will get me the meal in 5 minutes, I told them even if it’s a vegetarian meal it’s fine. It wasn’t really an issue for me as I don’t like troubling them but they insisted that they have more fish packs and they will get me one.My wait was for half an hour, with them avoiding me,avoiding my call and not even looking at me. They didn’t even get me water. I got pissed. I literally raised my voice the next time with an “Excuse me, are you deaf?” and the flight attendant was like, “yes,mam can I get you something?” and my soft reply was,”YES! Your complaint book and it should not take half an hour, I want it right now.”That led to some prompt working and them apologizing for some 15 times in next 15 minutes, they offered me meals (which I refused) and goodies (I refused them as well) and as I didn’t accept their peace offering or apology, in the end, after our landing the ground staff met me and after another series of apologies they refunded my ticket.It’s not about the food,it’s about their non-caring attitude. I have paid for that seat and that meal with hard earned money. If one form of meal is not there, I understand it’s not their fault but if they refuse to get me any meal then I can get nasty as well.So, asking for the complaint book work wonders, do it the next time they harass you.PS I am not proud of what I did but it was needed.

As per the tentative schedule published on the official website, Indian Banking Personnel Selection (IBPS) will conduct the preliminary exam for recruitment of probationary officers (PO) in the month of October.This leaves roughly six months for banking job aspirants to prepare for the exam. While it's not necessary that you begin preparation for IBPS PO exactly six months prior to the exam but it will definitely give you ample to go over all the topics and revise. In this article we will discuss the strategy aspirants should adopt right now in order to ensure a good score in the IBPS PO preliminary and main exam.IBPS PO Preliminary and Main combined, there are total five sections in the IBPS PO exam - English Comprehension, Quantitative Aptitude, Reasoning, Banking Awareness and General Knowledge, and Computer Awareness. Six months are fairly enough to be completely prepared for both Preliminary and Main exam.1st and 2nd monthMake a section-wise list of all the topics from which questions may be asked. Start with the ones you find the toughest or have never heard of before. Devote one hour on each section. In case of Banking Awareness and GK, and Computer Awareness, half an hour a day is enough. Refer only school textbooks and normal exercise books to learn the fundamental concepts.3rd and 4th monthBy now you would have gone through every topic on your list. Now you need to begin focused preparation. Buy a preparation book for bank exams and start solving questions topic-wise. Again an hour a day should be enough. You should follow preparation books because the questions asked in the exam are a tad bit different than the ones which are mentioned in school textbooks. Also focus on learning shortcut tricks for solving lengthy problems.5th and 6th monthIn the last two months, I suggest you sign up for online speed test and solve at least one paper in a day. Don't just solve preliminary speed test but also speed tests designed for Main exam. Solving speed tests would help you identify your problem areas and you can work on them. Speed tests would also get in the gear for online exam and benefit you on the exam day.This schedule (even with a little variation) would allow you to cover every topic including revision and give you an edge over other candidates appearing in the exam.Books for Banking ExamFor IBPS PO i am giving you a small sum of books that will help you for upcoming exams.QUANT:Paramount By Neetu singh (both vol 1 and vol 2).DI: Arhihant + BSC magazine problem.Reasoning:Buy arhihant publication book for general practice.BSC Publication Magazine problems for practice.For Puzzle- Magical Book on PUZZLES by K Kundan.ENGLISH:Reading Reading and Reading, no book will help you unless you start reading and make summary that will help in descriptiveVocab building and revise them regularly.Hindu paper/Indian express/TOINote: No need of book for english. News paper enough.General Awareness:Bankers Adda/Gk today daily affairs don’t read them write them in your daily notes.For quick reading leadthecompetition.comFor quiz App: Daily GKIf you are done with these above three areas, you are done with GA. No need to go for GK tornedo, Capsule, Injection, Golden points etc. ☺BANKING:RBI FAQ ( Frequently Asked Questions)Dhankar publication book for general banking.Make notes from History of banking, years of establishment, Acts, Nationalization, recent developments, committees.Previous exam questions of banking.COMPUTER:Lucent + Arhihant book read them twice will take 15 days to read both twice.Mock Tests:Start with Bankersadda and then after getting proper level join Practice mock and Oliveboard.TIPS:Join Facebook groups to understand pattern and competitionPractice as much as mock u can don’t wait for syllabus to complete.Keep cut off,Types of questions in mind.Don’t Mug up things understanding things well that will help you in life.Don’t compare ever, stay positive, confident, happy.Dont go for bulk materials, books follow the above things these are quite enough to crack u dont need to do phd in quanta/reso. We are here to crack exam. Thats all

A lot of our tropes have already been covered, so let me present something French at core you may not know aboutFirst, let me introduce you to a scene that took place during the presidential campaign, involving a well known journalist covering it for a famous info-tainement show and our soon to be president, Emmanuel MacronHere it is : Emmanuel Macron fan de Molière : il joue Alceste ! - vidéo DailymotionIt’s far from their first encounter and the journalist had Macron do a lot of off-character things before (like singing “l’été Indien”), and one of their running joke was that they wanted to play some Molière together (the journalist brought a copy of the play for Macron to learn it, teasing that they will do it in a month). But Macron is like “fine, let’s do it, now!” with both starting to play a key scene from “Le Misanthrope” by heart (and they even switched their characters, despite having agreed on them earlier)As frenchcore as this scene is, the real French moment starts when watching that segment with any decent amount of friends/relatives/complete stranger of any social rankThere’s a 100% chance that one or several attendees will start to mutter those very lines and even complete the scene and play along, that or any major play by classical writer.And then one corrects another about a specific word in one random line.Then they start to argue.Then everyone start to argue up to the point everyone will restlessly look for a copy of the play to find who’s right.Someone will call a relative / former teacher to check ( something we also do a lot when arguing about grammar or spelling, it’s always a lot of fun witnessing someone in the middle of a supermarket trying to explain the correct spelling of “gageure” over the phone while contemplating a can of peas)You could be litterally dying in the middle of the room, no one will care or notice you until this has been settled. Everyone, even if looking cheerful, is dead serious about this.And trust me, you don’t want to be the loser. 10 years from now, you will still be reminded of your failure by any witness of the scene.And that is one of the frenchiest thing one can encounter.

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A Dependent Care Flexible Spending Account, or \u201cFSA,\u201d is a pre-tax benefit account used to pay for dependent care services while you are at work. ... For example, if both you and your spouse work full time, and you pay for after-school care for your kids, that is an eligible “work-related” expense.

A Dependent Care FSA (DC FSA) is a pre-tax benefit account used to pay for eligible dependent care services, such as preschool, summer day camp, before or after school programs, and child or adult daycare. It's a smart, simple way to save money while taking care of your loved ones so that you can continue to work.

W2 line 10 dependent care benefits, why taxable? Box 10 is for the dependent care FSA contributions for the year. Unless you have childcare expenses during the year that qualify to offset the amount, then it becomes taxable income.

Only Social Security survivors' and disability benefits received by minors can be taxable. ... If your child receives Supplemental Security Income (SSI), the full amount of the benefits is exempt from tax, and neither you nor your child must include them on your income tax return.

Dependent Care FSA Vs. The FSA allows the expenses to be deducted from your taxable income; therefore, the amount of benefit changes depending on your income and tax bracket. The higher your income, the higher your tax savings. On the other hand, the CCC is a credit that is a percentage of the expense.