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FAQs
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How do I respond to a request for a restraining order? Do I need to fill out a form?
As asked of me specifically;The others are right, you will likely need a lawyer. But to answer your question, there is a response form to respond to a restraining order or order of protection. Worst case the form is available at the courthouse where your hearing is set to be heard in, typically at the appropriate clerk's window, which may vary, so ask any of the clerk's when you get there.You only have so many days to respond, and it will specify in the paperwork.You will also have to appear in court on the date your hearing is scheduled.Most courts have a department that will help you respond to forms at no cost. I figure you are asking because you can't afford an attorney which is completely understandable.The problem is that if you aren't represented and the other person is successful in getting a temporary restraining order made permanent in the hearing you will not be allowed at any of the places the petitioner goes, without risking arrest.I hope this helps.Not given as legal advice- -
When is it mandatory to fill out a personal financial statement for one's bank? The form states no deadline about when it must be returned.
The only time I know that financial statements are asked for is when one applies for a business or personal loan, or applying for a mortgage. Each bank or credit union can have their own document requirements, however for each transaction. It really is at their discretion. -
Does it make sense for a high net worth family to fill out/submit the FAFSA or is it for those with financial need only?
Families have a tendency to underestimate eligibility for need-based aid and overestimate eligibility for merit-based aid. So, it is worthwhile to file the Free Application for Federal Student Aid (FAFSA) even if you are certain you will get no need-based grants and even if you got nothing other than loans last year. Unless you can pay the full sticker price using pocket change, file the FAFSA.The federal student loans are cheaper than private student loans, and a good option if the parents want their child to have skin in the game. Even wealthy families will qualify for the unsubsidized Federal Stafford Loan and Federal Parent PLUS Loan.The financial aid formulas are complicated, and there are subtle aspects that can make a difference in eligibility for need-based aid:Low-income but high-net-worth individuals may qualify for aid, since the FAFSA ignores all assets if the parent AGI is less than $50,000 and the parents were eligible to file an IRS Form 1040A or 1040EZ.The number of children in college at the same time can have a big impact, since the parent contribution portion of the expected family contribution (EFC) is divided by the number of children in college. When the number of children in college increases from 1 to 2, it is like dividing the parent income in half.Financial aid is based on financial need, which is the difference between total college costs and the EFC. Therefore, there are two ways to qualify for aid: have a lower EFC or enroll at a higher-cost college. Even wealthy students may qualify for need-based aid at some of the highest-cost private colleges.So, unless your family is in the top 1% for income and assets, you’re an only child and you will be enrolling in an in-state public college, you should file the FAFSA. You can’t get aid if you don’t apply. -
If an online background check site like Intelius falsely claims in the initial scan that I have multiple criminal records, is it worth filling out the opt-out request for them to completely remove my listing? Can I sue them?
Intelius conducts a public records search. This is normal for most background screeners unless you are specifically performing a more in-depth search. There should be a disclaimer on the site stating that the accuracy of a public records search is not guaranteed; I don’t know if there is as I haven’t worked with Intelius since TalentWise split off into its own company.A public records search that returns a positive result is not a guarantee of the presence of a criminal record; it only indicates that a record exists for someone with a similar name as whoever was screened. Intelius cannot remove the record in question from the search because they do not maintain the database that holds the record; they do not curate the information, they only report it.Most services and employers will not deny access to services or employment based on a public records search specifically because they are not guaranteed to be accurate and they may be opening themselves to litigation.If records do show up for you and they should not, note the following:Middle name on the record (if any)Spelling of first/last name on the recordDate of birth on the recordCounty of residence/conviction on the recordIf the name/DOB on the record are different from your legal name(s) and DOB, the record is not for you. If the name/DOB on the record do match yours, it is not necessarily for you; contact the county clerk for the county the record is from, tell them that a criminal record incorrectly came up for you in a public records search, and ask them what you need to do in order to obtain a signed affidavit or equivalent document so you can show the record is not yours. -
If you work for yourself doing government contracts and American Express asks for you to show them a current pay stub, how would you provide that? Is there a form that has an earnings statement that you can fill out yourself?
It seems to me you should just ask American Express if they have form you can fill out. It seems odd they would want to see an earnings statement, but if you need to show some sort of proof of income, typically in the absence of a pay stub, your most recently-filed tax return should suffice.I'd really ask them first before automatically sending them your tax returns though.
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