Bank of India Panel Valuers List Form
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People also ask union bank valuer empanelment
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How can I become a valuer for bank in India?
1 Bachelor's degree in mechanical, electrical, chemical, production, electronics, computer, industrial engineering and any other stream of Engineering as 5 years work experience in the field of valuation of plant & machinery after completion of the degree or equivalent The Applicants with these qualifications should ...
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What is the purpose of valuation for banks?
As part of any mortgage approval for a property purchase, the bank will require the property to be valued. The purpose of this is to clarify the proportion that the bank is lending as against the open market value of the property. This is known as the loan to value ratio (LTV).
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What is the purpose of a valuer?
Almost every transaction of property – industrial, commercial, retail, office, machinery and residential, requires a valuation to be conducted. Property valuers are the unbiased source of truth when it comes to determining how much a property and its assets are actually worth.
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Who pays for a valuation report?
Buyers can also apply to get a valuation after they agreed on the purchase price with the seller. All HDB valuation costs are borne by the purchaser.
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What does a bank appraisal look for?
Like a real estate agent, an appraiser looks at recent sales of homes, especially those that are similar in size and location to the home being purchased. Their sale prices are usually the most important factor.
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What is a bank valuer?
A bank valuation is (as the name implies) the value of the property as decided by a lender, often using an independent valuer. A bank valuation can have an impact on your borrowing power. After the valuation, the bank will use this number to work out the loan-to-value ratio (LVR).
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