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hello everyone and welcome to step up Utah's 2019 2020 FAFSA walkthrough my name is Jacob Newman and I'm a paying for college expert with step up Utah I'm going to guide you through the Free Application for Federal Student Aid or FAFSA for the 2019 2020 school year so that you can complete the FAFSA quickly and accurately the FAFSA is the way that students are able to access grants free money federal work-study earned money and federal student loans borrowed money we're going to go through to make sure that you understand each step of the process so you can complete it in a quick easy way first of all when you go to fafsa.gov you're going to see this log into the fafsa page if you are the student you're going to click here on the I am the student button it will automatically prompt you for what is called your FSA ID if you do not have an FSA ID take the time now to create this FSA ID at FSA ided gov the FSA ID acts as your legal signature and is the way that you will import your tax in

FAQ

  • How can I find my tuition fee of $28,070 with my parents financially unstable?

    Since the advent of all these student loan woes that affect the current workforce, I have advised to consider non-traditional routes to a career path. Having large loans is just not smart but also provides you with a poor return on investment for your education.There are various you ways to save, here are some of my ideas:Community college - Do you really need to get that degree from a more expensive university? I have met students from both regular 4 year colleges and 2 year community colleges and it is what the students do with what they learned that drives their success, not the type of school they came from.Scholarships - Meet with the Financial Aid office in the school that you are going to. Ask for all types of scholarships. There are some that are less known but any amount you can get helps. Some are private, independent foundations, such as the Kaplan Education Foundation and the Jack Kent Cooke Foundation, which provide scholarships of up to $30,000 to talented community college students who wish to transfer to selective four-year universities. Don’t call. Go and meet them personally.Work - Your income is your greatest tool in not only paying for your education but also for improving your quality of life in the future, as long as you save and invest it properly. This may mean stopping for a while but it is only temporary.Go Fund Me - I’ve heard a lot of students that have gone this route and have succeeded in getting some funding. One of my patients with cerebral palsy just went off to college with a Go Fund Me “scholarship”.Study Abroad - If you are adventurous enough, how about getting that degree from a school in another country. Just make sure that they are accredited and that your credits will transfer to your country of origin. I am a graduate of one, my tuition fee for my last semester of Occupational Therapy school in the Philippines was $300. (This was in 1992).Live with your parents - This saves a lot of money for cost of living expenses. They may not get you the tuition fees and the like but at least they can offer their home for you to live in until you finish. That is a lot of help.Ask for it - Don’t borrow, Ask for anything that any family member or friends can GIVE. That way, nobody owes anything to anyone. Use the funds properly.Look for companies - Some sponsor and some reimburse you to study. Look for them.Military service - I had a therapy technician that went the Marine route and got them to pay for his Nursing school. Now he is a nurse in a big hospital in his hometown and loving every minute of it. He loved it so much, that he found another nurse as a partner.Focus - You are in college to improve your quality of life. Get rid of distractions and finish it as fast as you can. This helps you use the least amount of money.God bless you in your endeavors!!!

  • How does the College Board work? I took the SAT and I was wondering how I could get a full scholarship (I am an international student)?

    The college board exists to Make Money and to assist colleges in the process of evaluating applicants.The college board does Not award money.You are expected to fill out a detailed financial aid document (along with All of your parents) and send that to each college to which you are applying. Most colleges will want you to Pay the college board to fill out the PROFILE form along with your parents to request financial aid.Apply for College Financial AidAnd the College Board makes More Money.

  • Do we get scholarships at MIT?

    Thanks for the A2A.MIT is one of the best universities to study, research and make yourselves progressive in all aspects of your life. From great teachers to world class laboratories and it's own MIT Nuclear Reactor Laboratory, it is a university that people often dream of.But wait, what about the costs. Well, if you are worthy ( which means someone who can and will work hard, not like the Indian Education System which provides you aid regardless of financial conditions but according to your caste :-(, well that's another topic) and do not have enough wealth to get into MIT, well MIT got you covered.——————————————————————For everything you need to know, visit MIT Student Financial Services |——————————————————————The website is really well built ( come on, it's MIT, that produces one of the best programmers, it's website will of course be good). The user interface is clean and tidy.Of course I cannot write everything from that website here in this answer because there are lots of ways that MIT provides you with financial aid. And I don't know what type of aid every person needs, it differs from person to person.Trust me, go to the website and you will definitely find your perfect aid.❤

  • How does Ivy League schools’ need-based financial aid policy work? Do they offer aid to everybody who can not afford costs?

    The eight colleges that play sports together in the Ivy athletic league (Ivy League ) and many of the other elite Private universities like MIT, Duke, Stanford, Caltech, etc. offer Up To full financial aid to any student who Requested financial aid during the application process. (see below about Need-blind and need-aware).Most of those universities are Need-Blind for US citizens, permanent residents and legal refugees. However, most of those universities are Need-Aware in the admissions process for international applicants. Most need-aware colleges will Never provide financial aid to an undergraduate student if they did Not request financial aid during the initial application process (freshman application or transfer application). Whereas a Need-Blind university will provide financial aid whenever a student applies for the aid.However, the application can be a tedious process since the applicant and All of her/his parents must fill out a daunting amount of forms which must be verified by an independent agency in the applicant’s country (for the USA, the colleges rely upon the Federal IRS. Twice I had to wait for IRS verification when my son was requesting financial aid from Villanova in 2012 and 2013). You all fill out the FAFSA forms (US only) and the PROFILE forms (everyone else) and there may be another set of forms that are used.FAFSA - Free Application for Federal Student AidApply for College Financial Aid (PROFILE)I know families that:The college demanded complete bank statements for all of the siblings (under the age of 16) of the applicant to make certain that the family was not hiding money in the siblings’ namesThe college demanded a huge amount of additional paperwork for families that owned a small business. Many colleges look at small businesses as places to hide moneyThe Plus side is that some applicants get full financial aid. For example recently MIT stated that 35% of the MIT undergraduates received financial aid in excess of the cost of tuition (i.e. MIT was also assisting with the cost of room and board and books/supplies)NOTE: All of the colleges look to the Family and the Applicant to determine an Expected Family Contribution (EFC). The colleges all expect that the student will contribute to that EFC. Therefore, do Not think that each Summer you will be lying on the beach somewhere for the entire Summer. The student is Expected to get a Summer Job each and every Summer prior to being an undergraduate at college and Earn several Thousand dollars (US) from that and Contribute that money to their education. Or, Borrow from the Federal Government (Direct Loans). Indeed, roughly 30% of the 2017 MIT graduating students with bachelors degrees owed an average of $20,000 in student loans. And this is at a college that guarantees up to full student aid. Every student has “skin in the game”.I did Not borrow money to attend MIT as an undergraduate (1969 - 1973) and I worked an average of 10 hours per week as an intramural sport referee/umpire to make spending money. I graduated with no loans, but times were different back then.Need-Blind admission process, then you can apply for financial aid at Any time as an undergraduate.Need-Aware admission process, then you must apply for financial aid when you apply to the college or you may Never apply for financial aid from the college.FAFSA and PROFILE forms. Go online and read. Also use the net-price calculators that US universities are Mandated by the Federal Government to provide.Enjoy the financial aid application process (and for the males that includes registering with the Selective Service for the draft…) it is part of your overall education.

  • How can I get financial aid?

    Many people apply for financial aid because they have a desire to learn but could not afford to pay for the online course. Previously Coursera used to approve the financial aid using computer verification. There could have been a misuse of the same. Nowadays, Coursera takes 13 days for the verification process and approval. So they grand financial aid for deserving candidate.I had myself applied for financial aid, and fortunately, financial aid for Machine Learning was granted.To apply for financial aid, you need to write two essays. First, why you need the financial aid and second, how will this specialization help you in your career prospects. The essays should be of at least 150 words and the result of your application is given after 2 weeks. Moreover, you need to apply for financial aid for each course in the specialization individually.and one more Important thing is that Financial Aid is Valid for 180 days from the Date of Approval. so try to complete within 180 days or once again you need to apply for Financial Aid & resume from where you were stopped.Best of Luck. :)

  • How can I apply for a scholarship at Coding Elements?

    We no longer offer the 2-hour long scholarship test.We have simplified the scholarship application process. You can apply for scholarships just by filling out the following form:Coding Elements - Scholarship FormScholarship decisions are made based on the following criteria:1) Merit: No need to take another test. Your grades from school and college are sufficient. (For ML nerds: We found the past grades to be a good predictor of students’ fit with our program).2) Financial need: We want to make sure that your family’s income level does not get in the way of your education. In each class we have a few students who receive financial assistance from Coding Elements.3) Goals: We encourage students to start their own companies after learning how to code, or solve a problem in the community.4) Personal qualities and contributions: We reward students who have helped other people or have taken initiative to solve problems in their communities.We look forward to hearing from you.

  • How do top colleges like MIT and Caltech handle candidates who have no source of income or money to pay upfront?

    MIT is need-blind, but that does not mean free. Your parents will have to fill out the FAFSA. They will consider your family’s EFC and not modify it due to a family situation. Believe me I know. My ex-wife, a physician, refused to pay a dime for my sons to go to MIT (because all colleges were the same and they could go elsewhere for free). So I paid….MIT will not change the expected family contribution.In my experience, they will expect your parents to contribute even if they refuse. Otherwise every student applying would claim that their parents refuse to contribute.Now different rules will apply if you are over 24 or have lived solely on your own for a year and not been claimed as a dependent on any one else’s tax return. Then you can expect different treatment. Is MIT free, no. They will expect you to pay $6000 a year. Internships actually pay. My sons averaged $25,000 a year with $5000 of that being housing at the internship.

  • How do I report my household income for college financial aid if my parents are divorced?

    You, the college applicant, are Not the primary person who fills out the FAFSA and/or the PROFILE forms for financial aid for college. Your custodial parent is the Primary person who fills out those forms. Indeed, your parents probably could fill out the entire form themselves with No input from you.You have to sit down with your custodial parent and discuss college financial aid with her/him. I believe you have three sources of funds that contribute towards the EFC (Expected Family Contribution), funds/income from you, your custodial parent and your other parent. It gets complex in a divorce situation, but the college does Not care, as the complexity is Your family’s problem, as your family wants the aid.NOTE: The college will use Both of your parents’ income tax returns for last year and this year to verify the data entered on the FAFSA and PROFILE forms.Seek advice and assistance from All of your parents.

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