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IRA DISTRIBUTION REQUEST Scottrade Form

IRA DISTRIBUTION REQUEST Scottrade Form

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[Music] all right let's talk about the rules for an individual who inherits an ira from someone who is not their spouse because in 2019 congress changed the rules for those who inherit iras or 401ks or 403 b's from someone who is not their spouse and they change the distribution rules and so you need to understand what the new distribution rules are for today and going forward now these changes these new rules only apply to individuals or families who inherit iras and 401ks after january 1st 2020 and remember because of covid in 2020 everyone got a pass on the rules but from 2021 and going forward there are no more passes okay so let's talk about what the rules were and let's talk about the what the rules are going to be or what the rules are now now the old rules when you inherit an ira you had really two main things that you were allowed to do you were able to do what they called the five-year rule which was you could take your ira distribution over fi

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