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Fha Amendatory Clause Fillable Form

Fha Amendatory Clause Fillable Form

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FHA is one of the easiest loans to qualify for and it's not just for first-time home buyers you don't have to be a first time home buyer but a lot of first-time homebuyers do use an FHA loan and it's primarily because it has a lot of flexibility with the income that you can have it allows you to go to a higher purchase price if you have a higher debt to income ratio which we'll cover and it's also very lenient with credit or for people who have some credit issues so basically there's two different credit brackets if you have a 580 credit score and above then you have a 3.5 percent minimum down payment this is not the rate this is the amount down okay now if you have anywhere from a 500 to a 579 credit score then you're going to need to put 10 percent down okay now FHA is best for lower to Mid credit scores so when you get to the 620 range that's the minimum needed for a conventional loan when you start getting up to that p

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