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Certification of Qualified Actuary Arizona Department of Insurance Azinsurance Form

Certification of Qualified Actuary Arizona Department of Insurance Azinsurance Form

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my favorite Actuarial project that I ever did was the redesign of a source of earnings report now let me explain as a valuation actuary my job was to calculate reserves which is basically the amount of money that the insurance company expects to need to play claims and expenses and make a profit in the future now we do these calculations using tons of numerical assumptions like mortality rates for example which is the probability of death actuaries can compare their expectations to what actually happened and then we wonder why did this happen what was wrong with my assumptions that caused this to happen was my mortality assumption too low causing claims to be higher than initially expected and that caused us to have to dig into our profits the source of earnings report breaks this all down by the dollar so that actuaries can learn where their assumptions were wrong and what the impact of that was on earnings now if you want to learn more about what a valuation actuary does well in the

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