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People also ask
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Can I opt out of KiwiSaver and get my money back?
You can do it online by sending a completed Opt-out request form (KS10) to Inland Revenue, including your reason for opting out late. It can take up to 3 months to send your refund to you, as we may have to get your contributions back from your KiwiSaver provider.
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Can I withdraw my KiwiSaver to pay off debt?
You can apply to use your KiwiSaver to clear arrears or keep up with payments when you do not have enough money coming in, but you can't use it to pay down debt.
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Who is eligible for KiwiSaver withdrawal?
To be eligible to make a withdrawal: You need to have been in KiwiSaver or a complying superannuation fund for at least three years. You can't have made a withdrawal from KiwiSaver to buy a home or land before. You have to be a first-time buyer, intending to live in the home or land you buy.
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Can I withdraw my KiwiSaver if moving overseas?
If you want to withdraw your KiwiSaver savings because you have emigrated permanently to any country (excluding Australia), at least 12 months needs to have passed since your permanent emigration from New Zealand.
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Can I withdraw my KiwiSaver if I move to another country?
Correct. With the exception of moving to Australia, you can withdraw your KiwiSaver savings (except the tax credits) if you have moved overseas permanently and have lived there for a year (Source: FSCL). You need to provide a statutory declaration that you've emigrated.
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