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The Guardian Long Term Disability Claims Form

The Guardian Long Term Disability Claims Form

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Instructions and help about The Guardian Long Term Disability Claims Form

- Hi, I'm Nick Ortiz, I'm a board certified disability insurance attorney and today I'm here to talk to you about the Guardian Life Insurance Company of America. More specifically, we're here today to talk about the reasons why Guardian Life may have denied a disability insurance claim and what you can do about it. So I'm gonna go over some of the key reasons why Guardian Life denies insurance claims, but this isn't gonna be all-encompassing in identifying every single type of reasons they might give, just some of the more common ones. So perhaps one of the most common ones is that they say that there is insufficient objective medical evidence to support the claim. What are objective medical findings? That's things like X-rays, MRIs, CT scans, ultrasounds, they wanna see that there's positive findings with that type of test, but the problem is there are certain types of condition that aren't conducive to having objective findings. So, for example, if someone has a severe fibromyalgia c

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