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Fidelity Guarantee Proposal Form Employee PDF United India Uiic Co

Fidelity Guarantee Proposal Form Employee PDF United India Uiic Co

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A fidelity bond is an insurance policy that protects against financial loss due to fraud or theft. There are three different types of fidelity bonds: a Business Service Bond, a Commercial Crime Fidelity Bond, and an ERISA Bond. A Business Service Bond ironically does not protect your business. Rather, it protects your customers from theft done by your employees. For example, if you have a house cleaning business and your employees steal while on the job, the bond will protect your client. A Commercial Crime Fidelity Bond does protect your business. If your employees seal or embezzle money from you, your business is protected by the bond. An ERISA Bond protects participants and beneficiaries from theft or dishonest acts conducted by a fiduciary. The easiest way to understand these three different types of fidelity bonds is that a Business Service Bond protects your customers from theft by your employees, a Commercial Crime Fidelity Bond protects your business from theft of your employee

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