FMO Relationship Hierarchy Addendum Insurance Agents Form
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People also ask
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What is an FMO for insurance agents?
What Is an Insurance FMO? A field marketing organization (FMO) is a company that acts as a liaison between agents and carriers, connecting the two through a contract. The best FMOs provide additional services to agents through excellent and individualized support and state-of-the-art resources and tools.
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Who is the best FMO?
10 FMOs I Know and Trust FMOGreat ContractsGreat Training The Bedrock Group ✓ ✓ Precision Senior Marketing ✓ ✓ Amerilife Marketing Group ✓ ✓ MCC Brokerage ✓ ✓5 more rows • Jul 5, 2023
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How does an FMO get paid?
When an agent or broker sells policies through an FMO, the insurance company typically pays the agent or broker directly, meaning agents don't receive a smaller commission than they would be working directly with a carrier. The insurance carrier pays the FMO separately.
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How do FMOs work?
At the most fundamental level, an FMO is a company acting as a liaison between an insurance carrier and agent. The FMO connects the two parties through a contract, which permits the independent agent to sell the carrier's products.
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Do I need an FMO?
You might ask yourself, “Do I need an FMO?” The simple answer is yes and we'll go over why. Understanding business and market knowledge cannot be overstated. For insurance agents, aligning with an FMO that not only understands but excels in these areas will help you achieve long-term success.
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What's the difference between FMO and IMO?
Independent Marketing Organization (IMO) Some believe that IMO's tend to be smaller than FMO's, resulting in smaller commissions, but this is not always true. FMO's and IMO's are functionally the same. Like FMOS, IMOs are likely to be licensed to sell multiple carriers and licensed in multiple states.
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