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Coordination of Benefits Form City of Colorado Springs

Coordination of Benefits Form City of Colorado Springs

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if you have coverage under more than one plan coordinating your claim between plants can save you money in most cases it can provide you 100% coverage even if two different insurance companies are involved let's say you had a claim for medication and the bill was $100 your health insurance covers that expense at 80% that means you'd have to pay $20 out of your own pocket but if you're also covered under your spouse's plan you can submit the remaining 20 dollars to that coverage too there are some basic rules to determine which health plan pays first you must submit the claim to your own plan first not the plan where you're listed as a dependent once you receive payment submit a copy of the receipt and your claim statement to the plan where you are the dependent claims for your kids can get a little tricky when both parents have plans and the children are covered under each the plan of the parent with the earlier birth date in the calendar year pays first if you have covered under more

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