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hi I'm Alan small Ferguson chief investment strategist and head of research at Jenn fund managers Limited I'm here today to talk to you a little bit about mutual funds first the star let me tell you a little bit about what a mutual fund actually is a mutual fund is an investment vehicle that pulls together the money of a number of different investors and invested in assets such as stocks bonds are in realistic exchange for your investment investors receive shares to represent partial ownership of all the assets held by the mutual fund so let's talk a little bit through that actually works let's an investor about $25,000 investment in a mutual fund and has a hundred thousand investment that investor technically alone is 25 percent of all other different assets owned by the neutrals let's touch on some other benefits of investing in a mutual fund further on desirable is diversification simple diversification is the concept of investing multiple different assets as opposed to concentrate

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