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Friends Life is Now Part of the Aviva Group Aviva Form

Friends Life is Now Part of the Aviva Group Aviva Form

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Mark let's start with the performance for 2014. You are a hard man to please. Are you satisfied yet? Well hello John. I think you already know the answer to that. Of course I'm not satisfied. Have we made some tangible progress? Sure we have. Has that progress a little bit ahead of where everyone thought it would be? Yeah perhaps it was. I think we've got further to go than the distance we've already come. But I think it's important to look at the numbers and take stock of where we are and then move forward. If you have a look at cash flow, and the market focuses a lot on cash flow. Cash flow the excess holding company cash flow at Group that's up 65%. Let's say quite an acceptable sort of result. A main measure of growth, value of new business, that's up to record 1 billion pounds. Earnings per share is up 10%. Expenses from our baseline at the end of 2011 are down 571 million. So all those numbers, all those key metrics

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