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Beneficiary Contingent Certificate Kandynasty Form

Beneficiary Contingent Certificate Kandynasty Form

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Instructions and help about Beneficiary Contingent Certificate Kandynasty

[Music] What are contingent Beneficiaries? Let's  start with what is a Beneficiary? A Beneficiary   is the person who receives from you an asset  upon your death. So let's say you have an IRA   or a 401k. You put on that form the Beneficiary  Designation for example that it will go to your   two children equally. Okay that is a Beneficiary  Designation. So what's a contingent Beneficiary?   Let's say that you are directing your IRA to your  two children, but one of them does not survive.   In that event, you might want that child's  one-half share to pass down to their children,   the grandchildren that you have from that deceased  child. In that event that's called a contingent   Beneficiary. Now when you're filling out an IRA  Beneficiary Designation form it is not going to   be necessarily clear that you are saying oh in  the event that this child dies I want it to go   to the the grandchildren. In li

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