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Modified Benefit Formula Questionnaire

Modified Benefit Formula Questionnaire

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Instructions and help about foreign pension social security

another thing that you need to know about spousal benefits is that in order for you to collect a spousal benefit the worker or your spouse in this case they must also be collecting their own let's assume that my wife and I were both 67 and I wanted to collect a spousal benefit based upon her earnings record well if we're both 67 and she's waiting until age 70 to collect I cannot collect a spousal benefit today because she hasn't collected yet I need to wait for her to collect an order for myself to be able to then collect a spousal benefit so that's something that's very important to know as well there used to be a rule called file and suspend where my wife could have filed for her benefits but then suspended actually taking those benefits until age 70 what that did for me is that by her filing I could now collect a spousal benefit that rule has gone away so now you must file and be collecting your benefits or your spouse must be in order

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