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Rural and Microfinance Institutions Form

Rural and Microfinance Institutions Form

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and uh I think uh you will note that most of our clients are in Far Far Away interior areas um before we used to have clients in the urban centers in the public markets but that was one of the reasons why uh it's is SPI experience that uh financial problem um in the year 2000 and about 2003 when I took over as Ed because the call that the exposure was so much oh but the collection was very uh difficult because these people um selling in the market do not have their uh permanent address so anytime if uh say for instance um they lost in their business or if the husband and wife quarrels so what happens they leave the market then you do not know where their permanent address so that's why that's one of the one of the causes that we we saw so where us if you have your clients in the interior areas uh rural areas you are sure that they are living there because they own their houses they have their houses built there they have their Farms so whenever uh they cannot pa

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