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RAPID RIP OFFS TAX REFUND ANTICIPATION LENDING in NEW Nedap Form

RAPID RIP OFFS TAX REFUND ANTICIPATION LENDING in NEW Nedap Form

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all right for this video i wanted to talk about refund anticipation loans or routes and uh what are they who generally kind of tries to take these things and why in my opinion you should try to avoid them avoid them like the plague so some of the basics here what is a route so a refund anticipation loan is an advanced tax refund that's generally issued by the tax return preparer that you have prepare and file your taxes so what the row does is the tax preparer gives you cash the day of or the day they're after an immediate cash advance so you get your cash um you know immediately um and you do not have to wait for the irs to process your tax return and deposit your federal tax refund into your bank account now obviously the tax preparer has to charge a fee for this service and that's where these types of loans draw a lot of controversy is the fees are outrageously high so we look at an example here we have john and mary are married taxpayers and they've

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