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targeted effective and seamless identity verification allows us to deliver a more personalized and valuable experience to the clients that we trust to implement identity verification we try to take a targeted approach either by using signals that suggest that someone's riskier to trigger identity verification and allow us to reduce the likelihood that they're a fraudulent user or allowing our customers to opt in to additional verification as a way to get us to trust them more identity verification and biometrics paired with things like our traditional kyc checks are a great tool kit to be able to ensure that we are verifying that the customers who are using our platforms are who they say they are and that we can actually give them the abilities on the platform that we want to allow them to accomplish and so we start with kyc we can step up to identity verification and then we can step up further to biometrics things like liveness eventually voice recognition all of those solutions toge

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