Requested Coverages Form

Instructions and help about Requested Coverages

all right so you got your car insurance quote let's walk you through what the different coverages are on a car insurance policy first and foremost the most important one is going to be your liability coverage liability coverage is for an accident in which somebody else is injured or their property is damaged and it's going to cover you in the event that they're holding you liable that's why they call it liability the insurance company is going to protect you in that situation you'll see it as two parts liability for bodily injury and usually there's a split limit on this two numbers the first one may be 50,000 the second one may be 100,000 that means that the first limit is the per person amount so $50,000 per person is the most the insurance would pay out for any one person claiming injuries 100,000 is per accident so you could conceivably have two people claiming $50,000 each up to a total of $100,000 per accident liability then you have property damage liability you damage somebody