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[Music] meet Jessica she has a 401k with her employer and is saving for retirement she feels confident she will reach her retirement goals Nate also has a 401k but he is sort of confused about his options and worried he won't have enough money to retire so what's going on how are their investment approaches different well Jessica recently met with her financial advisor a real-life human being qualified to help her with her retirement planning she learned she has access to more investment options in her 401 K through a self-directed brokerage account or s DBA a traditional 401k offers employees the option to invest in a portfolio of mutual funds they can include stocks bonds and other investments these investments are limited based on what the employer or plan sponsor chooses to include in the plan an S DBA is a door inside your employer's retirement plan you can walk through it to select other investments better suited to your goals this option gives you the acc

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Self-directed IRA

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