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A Telephone Seminar Office of the Comptroller of the Currency Occ Form

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thank you Amy and good morning and welcome to all of you to the office of the comptroller of the currency or the OCC for short I'm very excited to have you here today for what I expect will be a lively discussion when we released our white paper on innovation in March one of our goals was to engage stakeholders in a meaningful conversation I think we accomplished that evidence by the number of thoughtful comment letters that we received on our white paper and the fact that this forum sold out within 36 hours that's not quite as quickly as Hamilton the Broadway hit but still a hot ticket in this town nonetheless I am glad that all of you made it and that you could be part of our discussion after all we are here to learn from you and to exchange thoughts and ideas today's event features some of important voices in the financial industry as Amy mentioned bankers non-bank innovators consumer and community activists academics investors and regulators all of them are

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