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RETIREE CONTINUATION of GROUP HEALTH INSURANCE COVERAGE COBRA Form
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People also ask
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What are the disadvantages of COBRA coverage?
COBRA coverage is not cheap. Why? Because you're now responsible for paying your portion of your health insurance: The cost your employer contributed to your premium, in addition to the 2% service fee on the cost of your insurance.
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What is the continuation of coverage under COBRA?
Federal COBRA is a federal law that lets you keep your group health plan when your job ends or your hours are cut. Federal COBRA requires continuation coverage be offered to covered employees, their spouses, former spouses, and dependent children.
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Is COBRA ever worth it?
Duration of Need: - COBRA can last for up to 18 months (or longer in certain situations). If you anticipate needing insurance for a short period and COBRA is signNowly more expensive than alternatives, it may not be worth it. Tax Considerations:
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What is the largest disadvantage of COBRA?
COBRA coverage is not cheap. Why? Because you're now responsible for paying your portion of your health insurance: The cost your employer contributed to your premium, in addition to the 2% service fee on the cost of your insurance.
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Does COBRA apply to retiree coverage?
COBRA allows former employees, retirees, and their dependents to temporarily keep their health coverage. If you get COBRA, you must pay for the entire premium, including any portion that your employer may have paid in the past.
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What is not covered under COBRA?
Typically ACA insurance is more affordable than COBRA insurance because you can be eligible for federal ACA subsidies, depending on your income.
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What will the election of COBRA for continuation of health coverage do?
Under COBRA, participants, covered spouses and dependent children may continue their plan coverage for a limited time when they would otherwise lose coverage due to a particular event, such as divorce (or legal separation).
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