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Patient Billing Services University of Kentucky Form

Patient Billing Services University of Kentucky Form

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understanding your financial obligations for health care services is complex so we'd like to help map out this often confusing territory first off if you don't have insurance you're responsible for the full amount of your charges at the time of service even if you do have insurance most people will still be responsible for paying a portion of their charges either or a combination of deductibles coinsurance or co-payments as determined by the coverage of your health plan but what does that mean your insurance company can provide more details but in the meantime here's a brief explanation a deductible is the annual amount of out-of-pocket costs you must pay before your insurance begins to pay coinsurance is the percentage of charges that your insurance company will pay after you've met your annual deductible a copay is the out-of-pocket cash portion that you must pay for certain office isn't hospital services and medications we'll d

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