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If You and Your Spouse Are Covered under Each Other's Health Benefits Plan, Please Complete This Form

If You and Your Spouse Are Covered under Each Other's Health Benefits Plan, Please Complete This Form

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Should you and your spouse be on the same health insurance plan? The answer isn’t always obvious. Here are four questions you can ask to help determine what’s best for you as a couple: The first question is the big one: How much money can you save? To find out the answer, it’s helpful to crunch some numbers. Try comparing some costs for the following scenarios. 1: If you and your spouse are each on your own health insurance plans. 2: If you and your spouse are on your plan. And 3: If you and your spouse are on your spouse’s plan. When you’re doing your calculations, take into account the four big costs: Premium. Deductible. Copay. And coinsurance. The second question is: Are your doctors in-network? Take a look at the in-network providers for any plans you’re considering, and see if either partner’s favorite doctors are covered. Paying for out-of-network care can really add up, so if either of you are passionate about the doctors you see, this could tip the scales in favo

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