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COMMERCIAL GENERAL LIABILITY APPLICATION Agency Form
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People also ask
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What are the three parts of general liability?
Commercial General Liability (CGL) is the standard commercial liability policy used to insure businesses. There are three primary coverage sections that make up a CGL policy: premises liability, products liability and completed operations.
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What is not covered under a CGL policy?
In summary, while CGL policies provide broad coverage for general business liabilities, policyholders should be aware of common exclusions like expected harm, contractual obligations, pollution, aircraft/watercraft, and professional services.
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What are the three types of legal liability?
Types of Liability The liability of licensees and their employees falls into three areas of law: criminal, administrative, and civil. One situation that could potentially result in all three types of liability is the sale of alcohol to a minor.
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How much is a $2 million dollar insurance policy for a business?
How much is a 2-million dollar insurance policy for a business? On average, an insurance policy that offers coverage for up to $2 million can cost about $30 a month in premiums.
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What are three 3 areas of general liability for which a physician's employers are responsible?
Physician/employers are generally responsible for three areas of liability: professional malpractice, vicarious liability, and premises liability. These areas cover errors in medical treatment, actions of employees, and the safety of the medical facility, respectively.
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What are the three areas of general liability?
The General Liability Self-Insurance Program covers three areas: General Liability. Automobile Liability. Employment Practices Liability.
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What is included in GL?
A general ledger, or GL, is a means for keeping record of a company's total financial accounts, and most businesses use general ledger software to manage the data. Accounts typically recorded in a GL include: assets, liabilities, equity, expenses, and income or revenue.
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Who is an insured under a CGL policy?
The first and most obvious entity that is insured under a CGL policy is the “Named Insured,” which is explicitly mentioned in the policy documents. In most cases, the Named Insured is the business entity that has purchased the insurance coverage.
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