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 PHL Variable Insurance Company the Company 2019

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[Music] case briefs and so much more LS status got what you're looking for in a 2011 case the Delaware Supreme Court focused on whether life insurance contracts could be issued only if an insurable interest exists examining two insurance policies in which insurers claimed that a lack of insurable Interest rendered the policy's void and illegal the court sought to determine the validity of the policies and who procured them as third parties without an insurable interest are prohibited from obtaining insurance on the life of the insured in its decision the Court held that technical compliance with insurable interest requirements was not enough stressing the importance of substance compliance the case clarified guidelines for insurable interest including that Trustees of trusts established by an individual have an insurable interest in the life of the individual despite the potential for a pre-negotiated transfer agreement [Music] behind [Music]

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