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 Authorization Fair Credit Reporting Act 2015-2025

Fcra Law 2015-2025 Form

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Instructions and help about irs authorization fcra

hi everybody Dave Sullivan here for the credit Guy TV I always get a lot of questions about what is authorization what is acceptable as authorization to pull a credit report from A lender perspective and I can tell you that for the last 20 years I've always said you need something in writing and if you check out the Fair Credit Reporting Act in section 604 is where it discusses that and I'll list it here at the bottom for you but um you really need to have some sort of electronic or in writing authorization because what can happen is people are becoming more desperate and inside the Fair Credit Reporting Act there's a provision for damages if an inquiry is is pulled and not authorized so you want to be very careful about how you handle authorizations you really need to get a um something in writing or their electronic authorization to uh to pull credit you don't want to mess around with this people are becoming more and more desperate and there are websi

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