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so if you're closing the cellar finance real estate deal with the deed of there are three key documents that are there's the deed there's the promissory note and there's the deed of trust the deed is the document that essentially transfers ownership from the seller to the buyer and the note is like the legal instrument that just states all the terms of what the loan are the interest rate the loan amount the payments all that information and that the deed of trust is the document that actually gets recorded at the county level and it acts as a lien on the property until that loan is paid in full so the deed and the deed of trust get recorded but the promissory note does not and the way a deed of trust works is there's three parties involved there is the lender and there is the borrower and then there's a third party called a trustee and the trustee is usually designated as like a title company or an attorney or sometimes even a loan servicing company and this trustee is the person or en

FAQ

  • How long do I have to vacate the property if I am in default on a Contract for Deed in SC? The seller told me verbally that I have 3 weeks to come up with the past due payment, but our contract doesn't outline the repossession process.

  • How much my credit score will impact if I do car loan settlement with bank, I have no default in any payments, but I 'm not able to register (commercial) my car for past 1 year and half due to several reasons. I just want to get rid of this burden?

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