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settling your claim workers compensation provides payments as needed for lost wages and lifetime medical care for an injury or illness but you and the insurance company can agree to permanently close your claim in exchange for one lump sum payment or an annual payment this is known as settling the claim with a section 32 waiver it's a waiver because you are waiving your right to future compensation in exchange for this payment today because a workers compensation claim can pay both lost wages and medical care we'll review how a section 32 waiver affects both of these you can settle one and keep the other open so you get benefits the same way you do today or you can close both that's up to you and the insurance company what parts of a claim can be permanently closed first let's talk about the lost wages you can take one lump sum payment for your future lost wages or receive an annual payment the amount is whatever you your lawyer and the insurance company agree upon it is subject to neg

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