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if you live in Florida and you own a home you are well aware of the very high cost of property insurance especially hurricane insurance wind insurance flood all of that you also probably realize if you've been here a while after the Hurricanes a few years ago insurance cost went up you know almost double the governor and the legislature said to the insurance carriers you need to give the homeowners a break the property insurance a break if they have done certain things to their house to make it more wind worthy and more hurricane proof as it were that's how this whole thing on a wind mitigation the state came up with this form uniform mitigation verification inspection form well this is about the third rendition of this form well when you look at this form it really looks like pretty benign and it's easy to answer all the question how the insurance companies have gotten into it and have made it very complicated so last year they changed it again last year meaning 2011 has been changed

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