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 PDF State of Maine Ryan White CAREWare User Guidance Maine Gov 2021-2025

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so as we've just discussed insurance means that eligible clients can get coverage for services and medications that take care of their HIV as well as those other conditions also health insurance protects clients against high and unexpected costs like hospitalizations that could otherwise be financially devastating and finally health insurance is now required to cover a specific set of minimum benefits including preventive care these are called essential health benefits under the Affordable Care Act each state was required to set up its own marketplace where people can go to select a plan and enroll in coverage or use healthcare.gov which is the federal marketplace so now under the ACA insurance companies can only offer plans through the marketplace if they meet strict requirements plans that are available through these marketplaces are called qualified health plans or qhp among other things each of these qualified health plans must cover these ten minimum essential health benef

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