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PG 401 Guardianship Plan  Form

PG 401 Guardianship Plan Form

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Instructions and help about PG 401 Guardianship Plan

welcome to Frank Bruno law I am Frank Bruno happy to be here pleased to speak about topics related to elder law today's topic what's better a 401k or a Roth IRA switch it up a little bit today answer that question well it's a matter of perspective and what's good for your situation um I'm inclined to lean towards to RTI right but depending on the amount of time that you have for savings so uh with a 401k you can save uh money at to today's tax rates you can uh contribute up to $199,500 a year and you have uh tremendous tax savings meaning you take that money you save it tax uh ahead of tax right so so it's from your gross pay your gross salary and then you can start to withdraw at 59 and A2 years old and uh you pay taxes on the money that you withdraw right on your distribution so whatever your tax rate is at 59 a half that's what you pay uh and a Roth IRA you can you can contribute up to $6,000 a year after tax so uh your

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