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Lease between Progressive Bank, N a and Angela I Stauver Form

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Lease between Progressive Bank, N a and Angela I Stauver Form

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in this video I want to talk about a little known trick that can save you thousands on your mortgage warning I am not a financial adviser nor do I have a degree in finance this channel is not intended to provide investment or financial advice this is a standard amortization schedule in this example we have a home price of $500,000 a down payment of $50,000 a loan principle of $450,000 a 7.48 3% interest rate and a month payment of $3,141 123 when we get a mortgage we tend to focus on whether or not we can afford the monthly payment after all the monthly payment affects your cash flow however if we think in terms of Lifetime wealth then we need to look at the total amount paid over the life of the mortgage which is the principal plus interest in this example you're going to pay over $1 million to purchase a half million home in fact the total interest on this loan will be $68,400 are considered to being front-end loaded during the early years of the loan a larger portion of each

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