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ASSIGNMENT for VALUE RECEIVED, the Wvhdf Form

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[Music] Justin Hylbert here with the West Virginia Housing Development Fund. We're celebrating National Homeownership Month, and I I'm here to speak with you a little bit about the benefits of homeownership. Oftentimes, homeownership can be cheaper than renting. As you know, if you're a renter you're paying that monthly payment to your landlord whereas, as a homeowner you could be contributing to the equity of the home that you've purchased. Generally homeownership is a stable investment as well. There are not big ebbs and flows with the market, typically. For example, our Homeownership and Movin' Up programs are 30-year fixed rate loans, so no matter what's going on with the economy your monthly principal and interest payment will remain the same. It's a great way to generally build wealth with your equity as well. And, we've also found that homeowners have a

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