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Instructions and help about open bankruptcy auto loan pink form sheet

as you prepare to graduate from college or career school it's important to figure out your loan repayment strategy it might seem intimidating but don't worry this overview will help you understand the basics here's what you should consider consider whether it's a good idea to consolidate your student loans consolidation combines your loans into one so you'll have just one monthly payment and it may lower your overall payment amount each month but there can be downsides for example consolidation could increase the total amount of money you pay now on to repayment plans which one should you choose well it depends on your goals with a standard repayment plan you pay a fixed amount each month this plan is designed to ensure you'll pay off your loan within 10 years and minimize the interest you pay with a graduated repayment plan you start with a lower monthly payment then the payment amount gradually increases every two years this plan also ensures you'll pay off your loan within 10 years

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